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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Excellent

5
Great service and rates highly recommend Reviewed on: 31st May 2017

Mr mt

5
Quick and reliable service compare to others Reviewed on: 31st May 2017

Simply the best!

5
Takes few minutes to apply, instant decision, hassle free. Better deal than my bank offered me! Reviewed on: 31st May 2017

Great, flexible borrowing. Very easy

5
The only thing holding me back from full stars of recommendation is the cost of funding. The over all experience has been hassle free and very user friendly. Great platform. Reviewed on: 31st May 2017

When you need money

5
Very easy to apply and very easy to get the money after,no hidden fees and acceptable fares amount after finish the contaract Reviewed on: 31st May 2017

Top Loan company

5
Very helpful and fast service, curtiuos and polit, i will recommend this company before a high street bank Reviewed on: 31st May 2017

Great service

5
Very fast reliable stress free service that I would highly recommend to everybody. Reviewed on: 31st May 2017

Good expecting

5
Quick and pleasant application, and easy payments each month with no bother Highly recommend Thank you Reviewed on: 31st May 2017

Excellent service

5
The loan was quick and well administered. Would recommend to all. A better way to do these things. Reviewed on: 31st May 2017

personnal loan

5
Zopa is the best loan provider by far,the service is so easy to use and you can get your money so fast even if you have not got a great credit history,i would recommend zopa to anyone,keep up the great work zopa and thank you again. Reviewed on: 31st May 2017

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