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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great service

fast and easy to use , great rates , a completely hassle free service Reviewed on: 31st May 2017

Simplicity at its best!

Quick decision, money paid in your account quickly, easy to understand agreements and one of the best rates you will find. Reviewed on: 31st May 2017

Fast and friendly service

I have had 5 loans with zopa and have had no problems with any of them..the best part about zopa is that you can pay lumps off my loan without extra changes .very happy with them .thAnks Reviewed on: 31st May 2017

first class service , hassle free and quick

Have taken a loan with Zopa twice now and each time it has been done quickly with no hassle. First Class lenders more companies should follow their lead Reviewed on: 31st May 2017

Brilliant Service

Best ever, no hassle just good old customer service, very quick transaction Reviewed on: 31st May 2017

Geta loan, Topa loan, Paybacka loan, Zopa loan is Firsta Loan

Easy application that was reviewed in minutes and accepted quickly. Cash in bank in three days. Absolutely superb,honest and trustworthy loan company Reviewed on: 31st May 2017

Thank you

I've used Zopa several times and I'm still am, very very professional polite and make me feel like a human. Sometimes we all need a little help and I'm glad that Zopa has my back. Thanks guys Reviewed on: 31st May 2017

A simple, stress free experience.

Unlike banks and other lenders the process was extremely fast and the money deposited in my account very quickly. An easy to access website allows you to keep up to date with your payments and alter these if required. Reviewed on: 31st May 2017

Super fast service with a great APR

I found out about Zopa on Clearscore, while looking for a car loan. I filled the form out in my lunch break and had the loan approved and in my bank account in less than 2 hours with a great interest rate of 3.2%. I've already recommended Zopa to my family and friends. Reviewed on: 31st May 2017

Zopa Review

Easy to setup. Happy with the whole process. Reviewed on: 31st May 2017

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