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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Great, flexible borrowing. Very easy

The only thing holding me back from full stars of recommendation is the cost of funding. The over all experience has been hassle free and very user friendly. Great platform. Reviewed on: 31st May 2017

When you need money

Very easy to apply and very easy to get the money after,no hidden fees and acceptable fares amount after finish the contaract Reviewed on: 31st May 2017

Top Loan company

Very helpful and fast service, curtiuos and polit, i will recommend this company before a high street bank Reviewed on: 31st May 2017

Great service

Very fast reliable stress free service that I would highly recommend to everybody. Reviewed on: 31st May 2017

Good expecting

Quick and pleasant application, and easy payments each month with no bother Highly recommend Thank you Reviewed on: 31st May 2017

Excellent service

The loan was quick and well administered. Would recommend to all. A better way to do these things. Reviewed on: 31st May 2017

personnal loan

Zopa is the best loan provider by far,the service is so easy to use and you can get your money so fast even if you have not got a great credit history,i would recommend zopa to anyone,keep up the great work zopa and thank you again. Reviewed on: 31st May 2017

Quick and easy decision.

Was very quick and easy decision made, and funds were in my account within 48 hours. Reviewed on: 31st May 2017

Zopa are the one and only best loan providers

I found that the handling of my loan was so easy and hassle free when applying online. Also when I called the customer service was excellent and very well handled. Zopa is the best loan company I've found and I would strongly recommend Zopa to anyone considering to borrow. I borrowed £30,000 it was quick easy and very very simple. I would use Zopa again and in fact I might just apply again as could do with some extra money for home improvements and a new car. Reviewed on: 31st May 2017

the best rates on the market

excellent service ,very happy with it Reviewed on: 31st May 2017

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