Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Cannot fault them

5
Application was user friendly followed up by a phone call to me and a speedy result. Very happy customer here. Reviewed on: 31st May 2017

Great way to get a loan.

5
Getting a loan through Zopa was easy, straight forward and simple to apply for. When we needed to consolidate our loan with another and pay the zopa loan off that to was very easy and straight forward. Everyone we spoke to were kind and courteous and couldn't ask for a better experience. Reviewed on: 31st May 2017

Quick and easy

5
Quick and easy loan application with decent interest rates as well . Reviewed on: 31st May 2017

Trust zopa 100%

5
The rates from zopa are excellent, the loan application is clear and straight forward, i was kept upto date on the loan being processed and I am able to see on line at any time the payments I have made and have left. I will definitely be using zopa again, alex Reviewed on: 31st May 2017

Excellent service

5
Zopa is excellent. They make applying for a loan quick and easy, and take the fear away. It's also really easy to see the balance of the loan and pay it off early. Reviewed on: 31st May 2017

Great professional service

5
Really fast service and really helpful members of staff and it's easy and simple to complete application and eased to set repayment dates. Reviewed on: 31st May 2017

Excellent service from Zopa

5
Very quick response time for results, explained everything fully, keeps me regularly updated! Best and easiest loan I've had Reviewed on: 31st May 2017

Efficient

5
Fast and efficient, hassle free. Reviewed on: 31st May 2017

top brand

5
Professionals ! The best in branch ! Reviewed on: 31st May 2017

SIMPLY THE BEST

5
MOST EFFICIENT DELIVERY,FRIENDLY ,LOVELY STAFF,FAULTLESS TO END.I COULDNT BELIEVE HOW EASY AND STRESS LESS THE WHOLE PROCEDURE WAS..IN TODAYS WORLD TO GET A LOAN IS SCARY,HARD AND INTIMIDATING...."NOT WITH ZOPA".THANKS.!!!.X. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44348 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products