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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

first class service , hassle free and quick

Have taken a loan with Zopa twice now and each time it has been done quickly with no hassle. First Class lenders more companies should follow their lead Reviewed on: 31st May 2017

Brilliant Service

Best ever, no hassle just good old customer service, very quick transaction Reviewed on: 31st May 2017

Geta loan, Topa loan, Paybacka loan, Zopa loan is Firsta Loan

Easy application that was reviewed in minutes and accepted quickly. Cash in bank in three days. Absolutely superb,honest and trustworthy loan company Reviewed on: 31st May 2017

Thank you

I've used Zopa several times and I'm still am, very very professional polite and make me feel like a human. Sometimes we all need a little help and I'm glad that Zopa has my back. Thanks guys Reviewed on: 31st May 2017

A simple, stress free experience.

Unlike banks and other lenders the process was extremely fast and the money deposited in my account very quickly. An easy to access website allows you to keep up to date with your payments and alter these if required. Reviewed on: 31st May 2017

Super fast service with a great APR

I found out about Zopa on Clearscore, while looking for a car loan. I filled the form out in my lunch break and had the loan approved and in my bank account in less than 2 hours with a great interest rate of 3.2%. I've already recommended Zopa to my family and friends. Reviewed on: 31st May 2017

Zopa Review

Easy to setup. Happy with the whole process. Reviewed on: 31st May 2017

Excellent

Great service and rates highly recommend Reviewed on: 31st May 2017

Mr mt

Quick and reliable service compare to others Reviewed on: 31st May 2017

Simply the best!

Takes few minutes to apply, instant decision, hassle free. Better deal than my bank offered me! Reviewed on: 31st May 2017

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