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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Trust zopa 100%

The rates from zopa are excellent, the loan application is clear and straight forward, i was kept upto date on the loan being processed and I am able to see on line at any time the payments I have made and have left. I will definitely be using zopa again, alex Reviewed on: 31st May 2017

Excellent service

Zopa is excellent. They make applying for a loan quick and easy, and take the fear away. It's also really easy to see the balance of the loan and pay it off early. Reviewed on: 31st May 2017

Great professional service

Really fast service and really helpful members of staff and it's easy and simple to complete application and eased to set repayment dates. Reviewed on: 31st May 2017

Excellent service from Zopa

Very quick response time for results, explained everything fully, keeps me regularly updated! Best and easiest loan I've had Reviewed on: 31st May 2017

Efficient

Fast and efficient, hassle free. Reviewed on: 31st May 2017

top brand

Professionals ! The best in branch ! Reviewed on: 31st May 2017

SIMPLY THE BEST

MOST EFFICIENT DELIVERY,FRIENDLY ,LOVELY STAFF,FAULTLESS TO END.I COULDNT BELIEVE HOW EASY AND STRESS LESS THE WHOLE PROCEDURE WAS..IN TODAYS WORLD TO GET A LOAN IS SCARY,HARD AND INTIMIDATING...."NOT WITH ZOPA".THANKS.!!!.X. Reviewed on: 31st May 2017

Great service

fast and easy to use , great rates , a completely hassle free service Reviewed on: 31st May 2017

Simplicity at its best!

Quick decision, money paid in your account quickly, easy to understand agreements and one of the best rates you will find. Reviewed on: 31st May 2017

Fast and friendly service

I have had 5 loans with zopa and have had no problems with any of them..the best part about zopa is that you can pay lumps off my loan without extra changes .very happy with them .thAnks Reviewed on: 31st May 2017

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