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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Would highly recommend

5
Would recommend to my friends and family Reviewed on: 31st May 2017

Juris

5
I like Zopa loan, I can recommend to all who need loan. Reviewed on: 31st May 2017

Quick and easy

5
Short on line form to fill in and then quickly accepted. Money in my account within couple of days. Excellent service at very reasonable interest rate. Reviewed on: 31st May 2017

Easy & the best rates by far

5
My application was quick and easy and the rate I got was by far the cheapest. Reviewed on: 31st May 2017

Easy and competitive

5
The user is in the driving seat. Easy to access, manage and competitive in rates. Reviewed on: 31st May 2017

Fantastic services

5
The whole process from start to finish was first class, Reviewed on: 31st May 2017

Very satisfied

5
Very very satisfied . I think it's the best finance company. Reviewed on: 31st May 2017

Extremely happy with Zopa.

5
Very quick and extremely helpful. My loan has sorted me right out. Reviewed on: 31st May 2017

Amazing and friendly customer service along with great rates and sensible lending x

5
Hassle free and straight forward Reviewed on: 31st May 2017

Excellent

5
Very pleased with Zopa's straightforward application process. It was quick and easy and I'd recommend to anyone. Reviewed on: 31st May 2017

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