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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy & the best rates by far

My application was quick and easy and the rate I got was by far the cheapest. Reviewed on: 31st May 2017

Easy and competitive

The user is in the driving seat. Easy to access, manage and competitive in rates. Reviewed on: 31st May 2017

Fantastic services

The whole process from start to finish was first class, Reviewed on: 31st May 2017

Very satisfied

Very very satisfied . I think it's the best finance company. Reviewed on: 31st May 2017

Extremely happy with Zopa.

Very quick and extremely helpful. My loan has sorted me right out. Reviewed on: 31st May 2017

Amazing and friendly customer service along with great rates and sensible lending x

Hassle free and straight forward Reviewed on: 31st May 2017

Excellent

Very pleased with Zopa's straightforward application process. It was quick and easy and I'd recommend to anyone. Reviewed on: 31st May 2017

Cannot fault them

Application was user friendly followed up by a phone call to me and a speedy result. Very happy customer here. Reviewed on: 31st May 2017

Great way to get a loan.

Getting a loan through Zopa was easy, straight forward and simple to apply for. When we needed to consolidate our loan with another and pay the zopa loan off that to was very easy and straight forward. Everyone we spoke to were kind and courteous and couldn't ask for a better experience. Reviewed on: 31st May 2017

Quick and easy

Quick and easy loan application with decent interest rates as well . Reviewed on: 31st May 2017

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