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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Simple

5
Easy to use, quick and simple, I'll use Zopa again when I've paid off this loan. Reviewed on: 31st May 2017
Matthew Beddard's avatar
Matthew Beddard

Super quick and easy

5
Loaned a large amount and was given a couple of hours to be cleared, had the money instantly. Paid back quickly but would certainly use again , for the convenience. Reviewed on: 31st May 2017
Gary's avatar
Gary

Very quick and easy

5
The whole process with Zopa was quick and painless, with good communication throughout. Reviewed on: 31st May 2017
Keir Kettle's avatar
Keir Kettle

Great service

5
A very efficient and very fair service Reviewed on: 31st May 2017
Sue Ridley's avatar
Sue Ridley

Excelente service

4
Good manner and friendly customer service. Reviewed on: 31st May 2017
Rafael Trinidad's avatar
Rafael Trinidad

Quick, easy and affordable

5
Easy to apply, clear explanation, you can pay it off early without any penalties Reviewed on: 31st May 2017
Sue's avatar
Sue

Brilliant

5
From start to finish no hassle quick and convenient happy customer cheers Reviewed on: 31st May 2017
Lee's avatar
Lee

Fast and easy

4
Great costumer service quality on good level Reviewed on: 31st May 2017
Vitalie Mirza's avatar
Vitalie Mirza

Quick, easy and affordable

5
The journey from applying to receiving the finance was clear and easy. Everything is clearly set out so you exactly how much will be paid back. You can even pay it off early with no penalty fee Reviewed on: 31st May 2017
Sue's avatar
Sue

Good lender

4
Good and friendly customer service Reviewed on: 31st May 2017
Rafael Trinidad's avatar
Rafael Trinidad

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