Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69091)

Simply competitive

5
Simple, intuitive application process and very competitive rates. Highly recommended. Reviewed on: 31st May 2017
Mark Dixon's avatar
Mark Dixon

Brilliant service provider

5
I would definately recomend Zopa to all my friends, it was very easy to apply and get the amount I want - not like some banks! Reviewed on: 31st May 2017
Liene Jume-Akmentina's avatar
Liene Jume-Akmentina

Easy and informative

5
Good rates and informative easy to set up Reviewed on: 31st May 2017
David allen's avatar
David allen

Magnificent

5
Excellent company, they don't mess you around, or harrase you. I'll be using again and recommending Reviewed on: 31st May 2017
Fiona Stevenson's avatar
Fiona Stevenson

Fast Efficient Easy Fair

5
Applied online at the weekend. Got the ok Monday afternoon. Picked the new car up Wednesday. Can't ask for more than that. After our two year loan is paid I will be back for another. Reviewed on: 31st May 2017
Jason Windle's avatar
Jason Windle

Excellent experience

4
Uncomplicated and efficient, with competitive rates. Application process was straightforward, with no hidden costs and payment paid promptly. Reviewed on: 31st May 2017
Luke's avatar
Luke

Service

5
From applying for my loan to receiving my loan it was hassle free and Zopa said what they were about and going to do and did this in a very professional manner. I would definitely recommend Zopa to friends and family. Reviewed on: 31st May 2017
Thomas's avatar
Thomas

Easy money

5
The whole process was,as the title suggests, very simple and quick. What's more, the expectations around the loan were clear and concise. Great experience! Reviewed on: 31st May 2017
Lindsey evans's avatar
Lindsey evans

Top Class

5
Zopa loans provide transparent and easy to understand terms and conditions. Communication and service is great. Have already recommended to family/ friends. Reviewed on: 31st May 2017
Sarah Calderwood's avatar
Sarah Calderwood

Easy and informative

5
Easy and informative generally good rates. Reviewed on: 31st May 2017
David allen's avatar
David allen

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Credit card

    from Zopa 4.87 from 44348 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill