Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

View other Zopa products

4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69078)

Magnificent

Excellent company, they don't mess you around, or harrase you. I'll be using again and recommending Reviewed on: 31st May 2017

Fast Efficient Easy Fair

Applied online at the weekend. Got the ok Monday afternoon. Picked the new car up Wednesday. Can't ask for more than that. After our two year loan is paid I will be back for another. Reviewed on: 31st May 2017

Excellent experience

Uncomplicated and efficient, with competitive rates. Application process was straightforward, with no hidden costs and payment paid promptly. Reviewed on: 31st May 2017

Service

From applying for my loan to receiving my loan it was hassle free and Zopa said what they were about and going to do and did this in a very professional manner. I would definitely recommend Zopa to friends and family. Reviewed on: 31st May 2017

Easy money

The whole process was,as the title suggests, very simple and quick. What's more, the expectations around the loan were clear and concise. Great experience! Reviewed on: 31st May 2017

Top Class

Zopa loans provide transparent and easy to understand terms and conditions. Communication and service is great. Have already recommended to family/ friends. Reviewed on: 31st May 2017

Easy and informative

Easy and informative generally good rates. Reviewed on: 31st May 2017

Simple

Easy to use, quick and simple, I'll use Zopa again when I've paid off this loan. Reviewed on: 31st May 2017

Super quick and easy

Loaned a large amount and was given a couple of hours to be cleared, had the money instantly. Paid back quickly but would certainly use again , for the convenience. Reviewed on: 31st May 2017

Very quick and easy

The whole process with Zopa was quick and painless, with good communication throughout. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Great Western Credit Union 4.81 from 1384 reviews
Logbook Loan
from eLogBookLoan 4.82 from 13 reviews
Loans
from Boom Community Bank 4.95 from 1100 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44338 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub