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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Zopa Dopa!

This was the most simple and straightforward loan I ever applied for and the money was in my bank account within days. I can view my balance at anytime online and even top my loan up if need be. The rates were also excellent. I won't use any other company again if I need to borrow funds. Reviewed on: 31st May 2017

Quick and easy

Great rate personal loan, simple and fast. Reviewed on: 31st May 2017

Fast and efficient.

The best loan providers I've used. Reviewed on: 31st May 2017

Great, quick service!

Friendly, fast, efficient and easy to use!! Would definitely recommend (and have done many times) to anybody wanting a loan. Reviewed on: 31st May 2017

Straightforward borrowing

Easy to use, speedy and well thought out service. A refreshing change for straightforward borrowing. Reviewed on: 31st May 2017

Quick, easy, no fuss

A straightforward application online. Totally different experience from any other providers. No nonsense and highly professional. Wholeheartedly recommended. Reviewed on: 31st May 2017

Quick and no problems.

Applied for a loan took minutes, got approved straight away. Was in account In a couple of hours. Top service!! Reviewed on: 31st May 2017

Review

Excellent service and so easy to set up the loan. Reviewed on: 31st May 2017

Excellent systems

Good online dashboard very good rates for loans and very flexible Reviewed on: 31st May 2017

The best lender

After I took a loan myself and saw how easy it was and the best interest rate I recommended since to all my colleagues, and I know few followed my advise already. The ZOPA loan is also easy to arrange early settlement without extra fees. Reviewed on: 31st May 2017

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