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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Great, quick service!

Friendly, fast, efficient and easy to use!! Would definitely recommend (and have done many times) to anybody wanting a loan. Reviewed on: 31st May 2017

Straightforward borrowing

Easy to use, speedy and well thought out service. A refreshing change for straightforward borrowing. Reviewed on: 31st May 2017

Quick, easy, no fuss

A straightforward application online. Totally different experience from any other providers. No nonsense and highly professional. Wholeheartedly recommended. Reviewed on: 31st May 2017

Quick and no problems.

Applied for a loan took minutes, got approved straight away. Was in account In a couple of hours. Top service!! Reviewed on: 31st May 2017

Review

Excellent service and so easy to set up the loan. Reviewed on: 31st May 2017

Excellent systems

Good online dashboard very good rates for loans and very flexible Reviewed on: 31st May 2017

The best lender

After I took a loan myself and saw how easy it was and the best interest rate I recommended since to all my colleagues, and I know few followed my advise already. The ZOPA loan is also easy to arrange early settlement without extra fees. Reviewed on: 31st May 2017

Simply competitive

Simple, intuitive application process and very competitive rates. Highly recommended. Reviewed on: 31st May 2017

Brilliant service provider

I would definately recomend Zopa to all my friends, it was very easy to apply and get the amount I want - not like some banks! Reviewed on: 31st May 2017

Easy and informative

Good rates and informative easy to set up Reviewed on: 31st May 2017

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