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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Fair, honest help

We're by far the best and cheapest on the market, with a very easy straight forward process, brilliant Reviewed on: 31st May 2017

Easy and prompt

User friendly website, clear, concise, and with a prompt response Reviewed on: 31st May 2017

quick

The application process was easy and really quick getting funds Reviewed on: 31st May 2017

Very efficient

Very easy to deal with. Happy so far. Would recommend them to others Reviewed on: 31st May 2017

Great!

The website is so easy to use, and the loan is without a doubt the best value for money that I found. I would definitely recommend Zopa to anyone who was looking to lend money. Reviewed on: 31st May 2017

A lender for the 21st century

Quick ,professional and courteous . An excellent service from start to finish. Reviewed on: 31st May 2017

Excellent

No issues hassel free!! Would defo recommend. Reviewed on: 31st May 2017

lovely service

I found Zopa to be very good on their all round service that they provide, a very pleasant experience. A* Reviewed on: 31st May 2017

Simple and easy

straight forward, clear and good rates that are fair . I like how you can log on an pay extra if needed Reviewed on: 31st May 2017

Simply The Best

Zopa simply have the most competive rates. Brilliant customer service Reviewed on: 31st May 2017

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