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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Very efficient

Very easy to deal with. Happy so far. Would recommend them to others Reviewed on: 31st May 2017

Great!

The website is so easy to use, and the loan is without a doubt the best value for money that I found. I would definitely recommend Zopa to anyone who was looking to lend money. Reviewed on: 31st May 2017

A lender for the 21st century

Quick ,professional and courteous . An excellent service from start to finish. Reviewed on: 31st May 2017

Excellent

No issues hassel free!! Would defo recommend. Reviewed on: 31st May 2017

lovely service

I found Zopa to be very good on their all round service that they provide, a very pleasant experience. A* Reviewed on: 31st May 2017

Simple and easy

straight forward, clear and good rates that are fair . I like how you can log on an pay extra if needed Reviewed on: 31st May 2017

Simply The Best

Zopa simply have the most competive rates. Brilliant customer service Reviewed on: 31st May 2017

Zopa Dopa!

This was the most simple and straightforward loan I ever applied for and the money was in my bank account within days. I can view my balance at anytime online and even top my loan up if need be. The rates were also excellent. I won't use any other company again if I need to borrow funds. Reviewed on: 31st May 2017

Quick and easy

Great rate personal loan, simple and fast. Reviewed on: 31st May 2017

Fast and efficient.

The best loan providers I've used. Reviewed on: 31st May 2017

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