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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Great

5
It was easy and straight forward no problem at all. Reviewed on: 31st May 2017
Kevin Johnston's avatar
Kevin Johnston

Straight forward borrowing

5
The staff where very helpful and applying for the loan was so straightforward. Excellent pay back rates with no hidden extras Reviewed on: 31st May 2017
Michael's avatar
Michael

Suprising

5
Short Process time , and was granted loans while I was relaxing, amazing experience, I would recommend Zopa to anyone, Reviewed on: 31st May 2017
OLUMUYIWA AKANDE OSHIN's avatar
OLUMUYIWA AKANDE OSHIN

Easy, low maintenance and good rates... what more do you want!

5
Have used zopa on two occasions now and are definitely best in show Reviewed on: 31st May 2017
Chloe O'brien 's avatar
Chloe O'brien

Fantastic service

4
I have used Zopa on several occasions, the customer service is great. They are helpful consistent friendly and reliable. I have recommended to friends, family and would use again. Reviewed on: 31st May 2017
Fiona Delement's avatar
Fiona Delement

Quick and easy

5
When I need a loan at a good and fair rate,it was quick and easy Reviewed on: 31st May 2017
Paul's avatar
Paul

Excellent service

5
So quick and easy to organise. The money was in my bank a couple of days later enabling me to buy the car I'd had my eye on! Would definitely recommend and use in the future Reviewed on: 31st May 2017
Sarah Wallis's avatar
Sarah Wallis

Great service

5
Had to borrow for our wedding and knew the bank wouldn't lend to me so I applied for a second loan and got a good rate and a very quick response. Reviewed on: 31st May 2017
George Thackray's avatar
George Thackray

Quick and easy

5
When I needed a loan at a good rate it was very quick and easy Reviewed on: 31st May 2017
Paul's avatar
Paul

Easy service

4
Found the loan relatively easy to set up and am happy with the service Reviewed on: 31st May 2017
Samuel Hughes 's avatar
Samuel Hughes

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