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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent, secure and straightforward appraoch to borrowing

Speedy process which took into account all possible issues. Coped well with the complications of my affairs. Reviewed on: 31st May 2017

Speedy

Easy and speedy transaction. Better rate then my bank of 25 years could offer me!!! Reviewed on: 31st May 2017

Low rates with no early/extra payment fees and great website

I borrowed £8500 over 5 years but paid off after 2, they were the lowest rate I could find and had no fees when I overpaid and closed my account early. Their website was easy to use and I could view my settlement figure online making it super easy to pay off. When I need a short or long term loan again they will be my first point of call. Reviewed on: 31st May 2017

Great lending

Affordable loans! Great customer support and guidance Reviewed on: 31st May 2017

Quick and easy

I applied for a loan with zopa as I had bad credit I didn't think I would be accepted but to my surprise I had a quick response accepted my Lon application . A* Reviewed on: 31st May 2017

Happy customer

Very happy with zopa low rates beat my bank by loads Reviewed on: 31st May 2017

Execellent service

Very easy to use zopa. Friendly customer service team and not had any issues dealing with them. Would definatley recommend!! Reviewed on: 31st May 2017

Zopa loans best on market

Would recommend to everyone. Quik and easy !! Reviewed on: 31st May 2017

Easy to use

Not only are the interest rates excellent, the website and customer service are also top notch. Reviewed on: 31st May 2017

Easy application and management

Zopa was the first ever personal loan I took out. Initially I was very anxious about how much paperwork I would need to complete to receive the loan. However, all it took was a simple online form which involved a few questions. Within minutes my loan was approved and a few days later, I received the money in my account. Easy! Reviewed on: 31st May 2017

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