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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy, low maintenance and good rates... what more do you want!

5
Have used zopa on two occasions now and are definitely best in show Reviewed on: 31st May 2017
Chloe O'brien 's avatar
Chloe O'brien

Fantastic service

4
I have used Zopa on several occasions, the customer service is great. They are helpful consistent friendly and reliable. I have recommended to friends, family and would use again. Reviewed on: 31st May 2017
Fiona Delement's avatar
Fiona Delement

Quick and easy

5
When I need a loan at a good and fair rate,it was quick and easy Reviewed on: 31st May 2017
Paul's avatar
Paul

Excellent service

5
So quick and easy to organise. The money was in my bank a couple of days later enabling me to buy the car I'd had my eye on! Would definitely recommend and use in the future Reviewed on: 31st May 2017
Sarah Wallis's avatar
Sarah Wallis

Great service

5
Had to borrow for our wedding and knew the bank wouldn't lend to me so I applied for a second loan and got a good rate and a very quick response. Reviewed on: 31st May 2017
George Thackray's avatar
George Thackray

Quick and easy

5
When I needed a loan at a good rate it was very quick and easy Reviewed on: 31st May 2017
Paul's avatar
Paul

Easy service

4
Found the loan relatively easy to set up and am happy with the service Reviewed on: 31st May 2017
Samuel Hughes 's avatar
Samuel Hughes

Fair, honest help

5
We're by far the best and cheapest on the market, with a very easy straight forward process, brilliant Reviewed on: 31st May 2017
John snarey's avatar
John snarey

Easy and prompt

5
User friendly website, clear, concise, and with a prompt response Reviewed on: 31st May 2017
Natalia's avatar
Natalia

quick

5
The application process was easy and really quick getting funds Reviewed on: 31st May 2017
craig cassidy's avatar
craig cassidy

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