Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

View other Zopa products

4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69078)

Great lending

Affordable loans! Great customer support and guidance Reviewed on: 31st May 2017

Quick and easy

I applied for a loan with zopa as I had bad credit I didn't think I would be accepted but to my surprise I had a quick response accepted my Lon application . A* Reviewed on: 31st May 2017

Happy customer

Very happy with zopa low rates beat my bank by loads Reviewed on: 31st May 2017

Execellent service

Very easy to use zopa. Friendly customer service team and not had any issues dealing with them. Would definatley recommend!! Reviewed on: 31st May 2017

Zopa loans best on market

Would recommend to everyone. Quik and easy !! Reviewed on: 31st May 2017

Easy to use

Not only are the interest rates excellent, the website and customer service are also top notch. Reviewed on: 31st May 2017

Easy application and management

Zopa was the first ever personal loan I took out. Initially I was very anxious about how much paperwork I would need to complete to receive the loan. However, all it took was a simple online form which involved a few questions. Within minutes my loan was approved and a few days later, I received the money in my account. Easy! Reviewed on: 31st May 2017

Great

It was easy and straight forward no problem at all. Reviewed on: 31st May 2017

Straight forward borrowing

The staff where very helpful and applying for the loan was so straightforward. Excellent pay back rates with no hidden extras Reviewed on: 31st May 2017

Suprising

Short Process time , and was granted loans while I was relaxing, amazing experience, I would recommend Zopa to anyone, Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Bridging Finance
from Together Money 2.33 from 7 reviews
Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44338 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub