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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Very good value for money

My loan was approved quickly and the money available earlier than expected. Very good communication and excellent services available. Reviewed on: 31st May 2017

Hassle-free and competitive!

I was amazed at how easy it was to oragnise a loan with Zopa. WIth great rates and payment plans I don't need to look elsewhere! Reviewed on: 31st May 2017

Greay

Great rates! Easy to arrange, easy to pay early. Reviewed on: 31st May 2017

Best loan ever

This is the easiest way of taking loan for anything needed. Reviewed on: 31st May 2017

Friendly Service

Friendly service, efficient and quick Reviewed on: 31st May 2017

mrs d oware

easy to apply for and fast response Reviewed on: 31st May 2017

Great company

I've had several loans from Zopa and the service is amazing and quick. Reviewed on: 31st May 2017

Excellent, secure and straightforward appraoch to borrowing

Speedy process which took into account all possible issues. Coped well with the complications of my affairs. Reviewed on: 31st May 2017

Speedy

Easy and speedy transaction. Better rate then my bank of 25 years could offer me!!! Reviewed on: 31st May 2017

Low rates with no early/extra payment fees and great website

I borrowed £8500 over 5 years but paid off after 2, they were the lowest rate I could find and had no fees when I overpaid and closed my account early. Their website was easy to use and I could view my settlement figure online making it super easy to pay off. When I need a short or long term loan again they will be my first point of call. Reviewed on: 31st May 2017

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