Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Brilliant company

Loan was approved fast and without any problems Reviewed on: 31st May 2017

No hassle everything was done within minutes

Just applied to Zoppa with the odd check that was done quickly and was in the bank as soon as it was proccessed Reviewed on: 31st May 2017

Quick and easy

Quick and easy to use no fuss. Well use again. Reviewed on: 31st May 2017

Fast, efficient, friendly and not a Banker in sight

Excellent customer service. Easy to apply for a loan. Quick, efficient and the interest you pay goes to individuals and does not line the pockets of Banks. Everyone a winner Reviewed on: 31st May 2017

Short term loan for car

I bought a new car and hadn't sold my old one and so needed a short term loan very quickly. I contacted Zopa on line and they confirmed within 2 hours and BACS transferred the monies within days. Very efficient and quick and I paid it off within a couple of weeks without any early repayment charges. Excellent! Reviewed on: 31st May 2017

Zola!Zopa!Money!Money!Zopa!

We needed a small amount of money really quickly and Zola delivered really quickly, simple as that! Thank you Zola!!! Reviewed on: 31st May 2017

Fast, friendly and very competitive.

In an Industry where you hear many examples of poor customer service, Zopa not only provided the best rate but also in a way where everything was clear and transparent. I would not hesitate to use them again Reviewed on: 31st May 2017

Best Loan Providers in the market

I was looking for a reliable and best lender for my home improvements and holiday. There I came across. God... I should be very much thankful to zopa. The loan decision process and availability of money is as quick as possible. Thumbs Up Reviewed on: 31st May 2017

Brilliant concept, well delivered

A brilliant product, well delivered. Simple, easy application process and another easy to navigate website to access and manage your account. Friendly customer service when needed. I've used Zopa before, recommended to friends and family, and would certainly use them again. Reviewed on: 31st May 2017

Unbeatable value loan

This loan provided me with a great interest rate. The whole proces from application to the end process, was quick and efficient with a swift decision made by Zopa. I was very impressed. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Employee Loans
from Neyber 3.74 from 3 reviews
Personal loan
from Admiral 4.67 from 1398 reviews
Loans
from NHS Credit Union 4.92 from 363 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub