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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick, simple, cost-effective

Had several loans from Zopa at a much lower rate of interest than I could find elsewhere. Definitely recommend! Reviewed on: 31st May 2017

Quick and simple

Easy communications quick and simple Reviewed on: 31st May 2017

Excellent user experience with great and transparent pricing.

It was easy to see exactly what I was signing up for and did the whole process online. The rates are very competitive. Reviewed on: 31st May 2017

Friendly, easy and 21st century

Zopa are a very cool, very easy, very slick company to borrow money from. The ease of borrowing and the friendliness of the tone of their communications is outstanding Reviewed on: 31st May 2017

Quick, easy and cheap

Application was quick and the froms were simple. The total cost of the loan was very competitive and cheap. Reviewed on: 31st May 2017

big help

so easy simple and quick all clear very good honest rate Reviewed on: 31st May 2017

Fast and efficient at what they do

Really happy with the service I got and everything was made very clear with no hidden terms or surprises. Zopa will be my first choice if I ever need another loan Reviewed on: 31st May 2017

Excellent company

Had my loan with zopa for 2 years. Never had no issues at all good quality lending services Reviewed on: 31st May 2017

Zopa done me proud

Zopa sorted my loan, no problems. Reviewed on: 31st May 2017

Brilliant company

Loan was approved fast and without any problems Reviewed on: 31st May 2017

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