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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent Service and Quick Payout

Great online hassle-free service, just standard details needed, quick credit check and all done within 24 hours. Excellent all round. Reviewed on: 31st May 2017

easy, seamless application process - cant ask for more

I have used Zopa twice now and each time the application process is easy, communication is clear and you well informed of the process - recommended Zopa many times to other people Reviewed on: 31st May 2017

Good fast service

Did what they said. Had to provide a few more documents because of my age and work but response was very quick. Money in my account quickly. Sop would recommend them. Interest rates vary from what they say but again suspect my age had something to do with that Reviewed on: 31st May 2017

Quick and easy to use

Friendly and professional Reviewed on: 31st May 2017

highly recommend

so helpful and made everything as smooth as possible, I have already recommended zopa to friends and family Reviewed on: 31st May 2017

Hassle Free - Quick Loan

I've had a few loans over the years but I can honestly say I have never had one like this. Totally hassle-free, competitive rates and completed in 48 hours. Great experience and other companies could learn a thing or too from Zopa. Reviewed on: 31st May 2017

Fast and hassle free

First time I had applied for a loan, the service was all completed very quickly with no hassle. Reviewed on: 31st May 2017

simple quick loans

second loan from Zopa first class service great low rates best of all is their user friendly website highly recommended Reviewed on: 31st May 2017

Great Company, Fast Payments

Zoos were nothing but help when I applied for my loan, very detailed and helpful as well as paying the money within days. Would highly recommend them to any friends and family. Reviewed on: 31st May 2017

Nice and easy

I was approved in less than 24 hours and money was in my bank within 48 hours Reviewed on: 31st May 2017

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