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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Zopa are super!

5
Zopa- great rates and great offers! Fantastic website, loads of information. Can view my account anytime! Reviewed on: 31st May 2017
Holly Thomas's avatar
Holly Thomas

No hassle, good rates

4
Quick, straight to the point. Better than I expected. Decision in minutes. Reviewed on: 31st May 2017
Gemma Daniels 's avatar
Gemma Daniels

Easy and efficient

5
Zopa was recommended to me. They haven't disappointed and both times I have used them the service has been easy and efficient. Zopa communicate well with me so everything was transparent. I would heartily recommend them to a friend. Reviewed on: 31st May 2017
Jennie Stone's avatar
Jennie Stone

Very easy application

5
Easy and straightforward application, funds deposited quickly Reviewed on: 31st May 2017
Louise's avatar
Louise

Easy procedure

5
Getting a loan from Zips on-line was hassle free and a decision made very quickly and you knew what interest you would be paying back which is important. Reviewed on: 31st May 2017
Greenknight3333@yahoo.co.uk's avatar
[email protected]

Best rates and easiest service to use.

5
Very easy to use and would definitely recommend and use again on the future Reviewed on: 31st May 2017
Duncan Menzies's avatar
Duncan Menzies

Fantastic, honest, brilliant company

5
I took out a 2 year loan with Zopa in 2016 and they were extremely easy to deal with. Communication was quick and customer service was amazing. I have since paid off the loan early with no fees to do so. I have recommended this amazing company to friends and family. Reviewed on: 31st May 2017
Andy L's avatar
Andy L

Stupendous

5
What you see is what you get. Yeahhhh Reviewed on: 31st May 2017
martin ryan's avatar
martin ryan

Best rates and easiest service to use.

5
Couldn't be easier to use Zopa's site and secure a super low rate loan quickly. Would definitely recommend and use again in the future. Reviewed on: 31st May 2017
Duncan Menzies's avatar
Duncan Menzies

Easy and convenient

5
It's was easy to get a loan and at the best rate I could find. Would recommend to everyone, banks are in it for themselves which is which zopa is different Reviewed on: 31st May 2017
Hannah Slaney's avatar
Hannah Slaney

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