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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Very easy application

5
Easy and straightforward application, funds deposited quickly Reviewed on: 31st May 2017
Louise's avatar
Louise

Easy procedure

5
Getting a loan from Zips on-line was hassle free and a decision made very quickly and you knew what interest you would be paying back which is important. Reviewed on: 31st May 2017
Greenknight3333@yahoo.co.uk's avatar
[email protected]

Best rates and easiest service to use.

5
Very easy to use and would definitely recommend and use again on the future Reviewed on: 31st May 2017
Duncan Menzies's avatar
Duncan Menzies

Fantastic, honest, brilliant company

5
I took out a 2 year loan with Zopa in 2016 and they were extremely easy to deal with. Communication was quick and customer service was amazing. I have since paid off the loan early with no fees to do so. I have recommended this amazing company to friends and family. Reviewed on: 31st May 2017
Andy L's avatar
Andy L

Stupendous

5
What you see is what you get. Yeahhhh Reviewed on: 31st May 2017
martin ryan's avatar
martin ryan

Best rates and easiest service to use.

5
Couldn't be easier to use Zopa's site and secure a super low rate loan quickly. Would definitely recommend and use again in the future. Reviewed on: 31st May 2017
Duncan Menzies's avatar
Duncan Menzies

Easy and convenient

5
It's was easy to get a loan and at the best rate I could find. Would recommend to everyone, banks are in it for themselves which is which zopa is different Reviewed on: 31st May 2017
Hannah Slaney's avatar
Hannah Slaney

Excellent Service and Quick Payout

5
Great online hassle-free service, just standard details needed, quick credit check and all done within 24 hours. Excellent all round. Reviewed on: 31st May 2017
Tim Sellars's avatar
Tim Sellars

easy, seamless application process - cant ask for more

5
I have used Zopa twice now and each time the application process is easy, communication is clear and you well informed of the process - recommended Zopa many times to other people Reviewed on: 31st May 2017
Desmond Miles's avatar
Desmond Miles

Good fast service

4
Did what they said. Had to provide a few more documents because of my age and work but response was very quick. Money in my account quickly. Sop would recommend them. Interest rates vary from what they say but again suspect my age had something to do with that Reviewed on: 31st May 2017
Rob Bridgland's avatar
Rob Bridgland

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