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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Best Loan Provider

I'm very happy with Zopa Loan Provider. Very easy, in less that 24 hours i receive my loan, no papers, no mail, very easy and good APR. Thanks Zopa !!! Reviewed on: 31st May 2017

Great company

I have had a few loans from Zopa over the last few years and they are the above all the other loan providers out there. It is easy to apply on line. Their interest rates are easy to understand and the fairest I've come across. They are a responsible lending company and only offer loans to those they know can repay them. Reviewed on: 31st May 2017

Easy experience

Zoos make it very easy to borrow some money, fast. No messy paperwork, no awkward questions. Just help when you need it. Great rates too. Thanks Zooa. Reviewed on: 31st May 2017

Quite possibly the quickest and best value loan I have ever arranged!

Zopa are a no-fuss, no-nonsense provider of personal loans. They beat the competition hands-down on how easy it was to set up online. The low interest rate advertised was the interest rate I paid after the application was approved - unlike other loan providers who tend to hike their rates after processing! Reviewed on: 31st May 2017

Fast fuss free financial service

I found Zopa to be a very good fast service with reasonable rates. Reviewed on: 31st May 2017

Brilliant Reliable Service

Easy to manage with the help of ZOPA. Reviewed on: 31st May 2017

Professional, quick, trustworthy

Needed a loan for the outstanding payment for my car in the other country. Applied, and successfully had a full amount covered by next 3 days, thanks to Zopa. Deeply recommend to every one. Reviewed on: 31st May 2017

Zopa are super!

Zopa- great rates and great offers! Fantastic website, loads of information. Can view my account anytime! Reviewed on: 31st May 2017

No hassle, good rates

Quick, straight to the point. Better than I expected. Decision in minutes. Reviewed on: 31st May 2017

Easy and efficient

Zopa was recommended to me. They haven't disappointed and both times I have used them the service has been easy and efficient. Zopa communicate well with me so everything was transparent. I would heartily recommend them to a friend. Reviewed on: 31st May 2017

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