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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Totally Wonderful

I've purchased a motorcycle with my Zopa loan. The motorcycle dealership was way to high with their APR and Zopa saved the day with a much lower APR... Also the beauty of my Zopa loan contract is that I can make over payments and get it payed quicker. I will be using Zopa in future. Thanks Zopa you saved the day. Reviewed on: 31st May 2017

Simple easy to arrange flexible finance

Zopa makes arranging loans easy and affordable. Finance is available for most purposes and the online dashboard makes it easy to keep finances in check. Reviewed on: 31st May 2017

Great APR Rates and customer service

Customer service with Zopa has been amazing. Alot of help and advice when choosing my loan. Would definitely use again in the future Reviewed on: 31st May 2017

amazing

Very good service and updates via email. Reviewed on: 31st May 2017

Fast decisions

Needed a loan fast and zopa was recommended by a friend applied online and had a decision and the money within 5 days Reviewed on: 31st May 2017

Quick and Easy

Quick an Easy, plus good rates to borrow. Would recommend to anyone! Reviewed on: 31st May 2017

Simply the best!!

As we all know the thought of applying for a loan is daunting.Where to go,who to trust..its enough to keep you awake at night. When I applied to Zopa for home improvements it took all that worry away.With easy to follow questions and a super quick Yes or No.I was able to arrange repayments which were affordable for me.The interest rates were far lower than my own bank, who I've been with for many years.So do yourself a favour and go ZOPA. Reviewed on: 31st May 2017

Brilliant loans

Fast and efficient service from start to finish. Easy access to online account. Friendly and helpful staff. Would use again Reviewed on: 31st May 2017

Zopa loans just fantastic

Great experience Loan approved quickly and easily with excellent rates, brilliant access on internet to view your loan. Would reccomend Zopa. Reviewed on: 31st May 2017

Excellent service

Excellent efficient service and lovely staff, highly recommend to all. Reviewed on: 31st May 2017

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