Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Easy and reliable

I have borrowed from Zopa over a couple of years and have always found them easy to use and the customer service team are very helpful, I have recommended to friend and family who have also taken loans! Reviewed on: 30th May 2017

Fast and clear service.

As above very quick service and prompt response . Reviewed on: 30th May 2017

Low rates

Zips loans are low rates with no extra charge if you want to pay off early, also easy to make extra payments, highly recommend! Reviewed on: 30th May 2017

Fantastic

Fantastic rates, quick service and all done in the comfort of my home on line brilliant Reviewed on: 30th May 2017

Great interest rates

A Quick and stress free loan! I always recommend my friends and family to zopa Reviewed on: 30th May 2017

5 star

great company and fantastic rates pleasure. Reviewed on: 30th May 2017

Superb rates and customer service

Fast service, great customer service and superb rates & services on offer. Reviewed on: 30th May 2017

The best loan company

I've had 2 loans with zopa and both times it's been a really quick no nonsense decision, I would recommend using zopa to anyone out there Reviewed on: 30th May 2017

Great service,and very fair repayments

Totally uncomplicated service,very quick to respond and approve. Reviewed on: 30th May 2017

Couldn't rate them higher!

Easy application process, great rates and fast transfer of funds. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Salad Money 4.04 from 11 reviews
Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.58 from 351 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub