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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

Quick easy and helpful

Process was so seamless, all was online and queries were over mail, crisp and clear. Once approved, transfer of funds was quick. Reviewed on: 30th May 2017

Quick and efficient

The service was quick and simple and hassle free, would recommend! Reviewed on: 30th May 2017

Fantastic value loans!

I was really impressed by Zopa. Quick and easy with a rate that beat all other traditional loans available. Reviewed on: 30th May 2017

Excellent

Ive dealt with Zopa on several occasions over many years. They are very professional, and have always dealt with my applications with speed and efficiency. Their rates are competative and its easy to pay off any loans either with extra or in total. Great to deal with I would certainly recommend them. Reviewed on: 30th May 2017

If I can get a loan then any 1 can

Very easy process and good customer service Reviewed on: 30th May 2017

Fantastic and quick service!

Really simple loan provider with flexibility to pay back the loan early without early repayment fees. Money arrived quickly and service was very efficient and professional. Reviewed on: 30th May 2017

Great

Great service just perfect if I will need next time extra money sure will come to Zopa Reviewed on: 30th May 2017

I had a poor credit rating after an IVA. Zopa gave me the opportunity to borrow money and prove that I can pay it back! Thank you so much!

The whole application process was totally simple! The reply was very quick and the money was in my account within a week. A fantastic service. Reviewed on: 30th May 2017

There when you really need zopa

Struggling with payments with other lenders and high interest rates so I zopa and consolidated all my loans and credits. And it was zopa from there on. Reviewed on: 30th May 2017

Modern way of lending

Fantastic Website, Really simple to use, the terms of the loan agreement set out very clear, Interest feels fair and all done and dusted within 48 hours Reviewed on: 30th May 2017

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