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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,076 reviews, last reviewed 21st Apr 2026
12% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026
Mighty's avatar
Mighty

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

5 star

5
great company and fantastic rates pleasure. Reviewed on: 30th May 2017
colin philips's avatar
colin philips

Superb rates and customer service

5
Fast service, great customer service and superb rates & services on offer. Reviewed on: 30th May 2017
Ashley Price's avatar
Ashley Price

The best loan company

5
I've had 2 loans with zopa and both times it's been a really quick no nonsense decision, I would recommend using zopa to anyone out there Reviewed on: 30th May 2017
Rich snell's avatar
Rich snell

Great service,and very fair repayments

5
Totally uncomplicated service,very quick to respond and approve. Reviewed on: 30th May 2017
David Thacker's avatar
David Thacker

Couldn't rate them higher!

5
Easy application process, great rates and fast transfer of funds. Reviewed on: 30th May 2017
Ryan Baker's avatar
Ryan Baker

No fuss easy to arrange

5
Easy to arrange. Clear terms. No fuss. Reviewed on: 30th May 2017
S Wellens 's avatar
S Wellens

Got an excellent rate, much lower than I deserve!

4
After going through the application procedure, I was offered a rate I didn't think was possible for someone in my position. I had to take it, my independence depended on it. It was easy to apply for. Reviewed on: 30th May 2017
Man S's avatar
Man S

Zopa helped me save thousands of £££s

5
The whole Zopa loan process was simple and straight forward. It has helped me and my family save thousands of £££s. Thank you Zopa. Mr. Roderick. Gregg Lancashire Reviewed on: 30th May 2017
Roderick Gregg's avatar
Roderick Gregg

Excellent company

5
These are the best company for a loan iv ever had the pleasure of dealing with super quick and super easy keep up the good work Reviewed on: 30th May 2017
Gavin bailey 's avatar
Gavin bailey

Very good lender

5
Simple to apply,fast check and result not like most of the banks which try and try and try to rob you all the time.I had 989 credit score with Experian and I was denied by my bank I am with for 25 years. Zopa has it sorted out in 5 hours. Very recommended to anyone. Reviewed on: 30th May 2017
Lukas Malek's avatar
Lukas Malek

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