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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Perfect and easy from a to z

Unbelievable simple to get loan. Good procents.. Reviewed on: 30th May 2017

Easy quick loan

When unexpected expenses crop up Zopa are perfect to deal with. Easy to arrange and a great rate too. Reviewed on: 30th May 2017

Brilliant service

Applied for a loan and I was approved within a day or so and then the money was in my account within 2 days. The interest rate is amazing a quarter of what anyone else is offering. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 30th May 2017

Fantastic service!

Easy to deal with and quickly transferred me money for a car with no outrageous fees! Reviewed on: 30th May 2017

So quick & easy

Service was quick easy and the staff were friendly professional & helpful Highly recommend Reviewed on: 30th May 2017

The Zopa is simply fantastic and very helpful.

The zopa gave me the opportunity to achieve my goals and to have financial stability in life. When I asked for financial help, they immediately offered a very favourable offer. I asked for loan and the interest rate was very friendly. The credit check was almost done immediately and the money was in my account in a couple of days. I'm very happy with Zopa, I can recommend it to everyone. They are friendly, reliable, fast and always open in front everybody. I will use them help in the future is well. Thanks Zopa, you are the best. Reviewed on: 30th May 2017

Fast, helpful, responsive

My loan application with Zopa was very instantly taken care of and the response time was amazing. Assistance with documentations and other requirements was proactive and informative. Reviewed on: 30th May 2017

Excellent service, prompt and efficient.

The site was easy to navigate and the loan was reviewed and granted in an acceptable time frame. Great company to source a loan from, highly recommended. Reviewed on: 30th May 2017

Great company

Great company. Very user friendly very simple calculator to use, I have used zola twice, all costs shown up front, all transactions done online, wouldn't hesitate to recommend to friends and would definitely use again. Reviewed on: 30th May 2017

Easy and reliable

I have borrowed from Zopa over a couple of years and have always found them easy to use and the customer service team are very helpful, I have recommended to friend and family who have also taken loans! Reviewed on: 30th May 2017

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