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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

great lender

quick and honest service. did not take long to receive funds on to my account. great service truly recommended Reviewed on: 30th May 2017

Superb company

Have had sevaeral loans great rates super flexible no charges for early repayment great company Reviewed on: 30th May 2017

Simply the best

An easy hassle free experience from applying for my loan to receiving confirmation of acceptance. No salesmen hassling me that their loan "was the right one for me". Overall a nice way to do business. Reviewed on: 30th May 2017

Help to get things started

Needed the extra funds to get a home project started, quick and easy and affordable Reviewed on: 30th May 2017

Car loan

Very good service and the money was there super quick unlike other companies that were taking ages to sort everything out Reviewed on: 30th May 2017

Loan

They are the best loans provider, very quick decision, low rates, very good customer services Reviewed on: 30th May 2017

Very easy to deal with, very fair and great rates.

I was accepted in principal for a loan but due to being a director of a limited company they required further info - this was made incredibly straightforward and simple for me to do and the loan was completed. Excellent service every step of the way and a great rate, can't recommend Zopa enough! Reviewed on: 30th May 2017

Quick easy and professional!

A pleasure to do deal with! Easy and professional! Reviewed on: 30th May 2017

quick and easy

wanted a loan and it was quick and easy from start to finish and a very good rate Reviewed on: 30th May 2017

Easy Loan

I applied for a loan, it was very easy and quick. The rates were also very reasonable. I recommend it Reviewed on: 30th May 2017

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