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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Fantastic service!

Easy to deal with and quickly transferred me money for a car with no outrageous fees! Reviewed on: 30th May 2017

So quick & easy

Service was quick easy and the staff were friendly professional & helpful Highly recommend Reviewed on: 30th May 2017

The Zopa is simply fantastic and very helpful.

The zopa gave me the opportunity to achieve my goals and to have financial stability in life. When I asked for financial help, they immediately offered a very favourable offer. I asked for loan and the interest rate was very friendly. The credit check was almost done immediately and the money was in my account in a couple of days. I'm very happy with Zopa, I can recommend it to everyone. They are friendly, reliable, fast and always open in front everybody. I will use them help in the future is well. Thanks Zopa, you are the best. Reviewed on: 30th May 2017

Fast, helpful, responsive

My loan application with Zopa was very instantly taken care of and the response time was amazing. Assistance with documentations and other requirements was proactive and informative. Reviewed on: 30th May 2017

Excellent service, prompt and efficient.

The site was easy to navigate and the loan was reviewed and granted in an acceptable time frame. Great company to source a loan from, highly recommended. Reviewed on: 30th May 2017

Great company

Great company. Very user friendly very simple calculator to use, I have used zola twice, all costs shown up front, all transactions done online, wouldn't hesitate to recommend to friends and would definitely use again. Reviewed on: 30th May 2017

Easy and reliable

I have borrowed from Zopa over a couple of years and have always found them easy to use and the customer service team are very helpful, I have recommended to friend and family who have also taken loans! Reviewed on: 30th May 2017

Fast and clear service.

As above very quick service and prompt response . Reviewed on: 30th May 2017

Low rates

Zips loans are low rates with no extra charge if you want to pay off early, also easy to make extra payments, highly recommend! Reviewed on: 30th May 2017

Fantastic

Fantastic rates, quick service and all done in the comfort of my home on line brilliant Reviewed on: 30th May 2017

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