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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Perfect Peer-to-Peer

Zopa prove that lending can be fair and friendly. Great interest rates and a variety of repayment choices. Positive customer services with efficient and fast payments. Reviewed on: 30th May 2017

Quick fast easy

Couldn't of been any easier, applied and within 24hours money in account Reviewed on: 30th May 2017

Fast and easy

Very good service fast money transfer and easy online access. Reviewed on: 30th May 2017

quick & easy

Easy to apply for, done it on my phone, had the money 3 days later!! Reviewed on: 30th May 2017

Super Loan

Simplest loan ever money was it the bank within a week at a excellent rate Cheers Zopa Reviewed on: 30th May 2017

Excellent fast service

Easy to apply, straight forward procedure, Instant decision, money arrived in bank account within 2 days. Highly recommended, very happy. Reviewed on: 30th May 2017

Easy and convenient

Found it simple to apply and get the finance at a fantastic rate. Very happy and will use again. Reviewed on: 30th May 2017

Reliable, simply borrowing

The process of applying for a Zopa loan is simple and easy. It website shows exactly what you pay and no hidden charges or fines. I have used Zopa for 10 years because of this along with the fact there rates are extremely competitive. Reviewed on: 30th May 2017

Efficient and easy

Quick response and best offer out of all providers. Website is user friendly and informative. Will use it over and over again! Reviewed on: 30th May 2017

Great Loan

This is the best loan company I have ever used the rates are fantastic and no pressure to use them, would recommend them to anybody. Reviewed on: 30th May 2017

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