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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Car loan

Very good service and the money was there super quick unlike other companies that were taking ages to sort everything out Reviewed on: 30th May 2017

Loan

They are the best loans provider, very quick decision, low rates, very good customer services Reviewed on: 30th May 2017

Very easy to deal with, very fair and great rates.

I was accepted in principal for a loan but due to being a director of a limited company they required further info - this was made incredibly straightforward and simple for me to do and the loan was completed. Excellent service every step of the way and a great rate, can't recommend Zopa enough! Reviewed on: 30th May 2017

Quick easy and professional!

A pleasure to do deal with! Easy and professional! Reviewed on: 30th May 2017

quick and easy

wanted a loan and it was quick and easy from start to finish and a very good rate Reviewed on: 30th May 2017

Easy Loan

I applied for a loan, it was very easy and quick. The rates were also very reasonable. I recommend it Reviewed on: 30th May 2017

So simple

From initial calculator wife personalised rate, to money in the bank the next day, smooth and simple. Literally as easy as it could possibly be! Reviewed on: 30th May 2017

Perfect and easy from a to z

Unbelievable simple to get loan. Good procents.. Reviewed on: 30th May 2017

Easy quick loan

When unexpected expenses crop up Zopa are perfect to deal with. Easy to arrange and a great rate too. Reviewed on: 30th May 2017

Brilliant service

Applied for a loan and I was approved within a day or so and then the money was in my account within 2 days. The interest rate is amazing a quarter of what anyone else is offering. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 30th May 2017

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