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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Super Loan

Simplest loan ever money was it the bank within a week at a excellent rate Cheers Zopa Reviewed on: 30th May 2017

Excellent fast service

Easy to apply, straight forward procedure, Instant decision, money arrived in bank account within 2 days. Highly recommended, very happy. Reviewed on: 30th May 2017

Easy and convenient

Found it simple to apply and get the finance at a fantastic rate. Very happy and will use again. Reviewed on: 30th May 2017

Reliable, simply borrowing

The process of applying for a Zopa loan is simple and easy. It website shows exactly what you pay and no hidden charges or fines. I have used Zopa for 10 years because of this along with the fact there rates are extremely competitive. Reviewed on: 30th May 2017

Efficient and easy

Quick response and best offer out of all providers. Website is user friendly and informative. Will use it over and over again! Reviewed on: 30th May 2017

Great Loan

This is the best loan company I have ever used the rates are fantastic and no pressure to use them, would recommend them to anybody. Reviewed on: 30th May 2017

great lender

quick and honest service. did not take long to receive funds on to my account. great service truly recommended Reviewed on: 30th May 2017

Superb company

Have had sevaeral loans great rates super flexible no charges for early repayment great company Reviewed on: 30th May 2017

Simply the best

An easy hassle free experience from applying for my loan to receiving confirmation of acceptance. No salesmen hassling me that their loan "was the right one for me". Overall a nice way to do business. Reviewed on: 30th May 2017

Help to get things started

Needed the extra funds to get a home project started, quick and easy and affordable Reviewed on: 30th May 2017

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