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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Really positive company

I needed to consolidate a few bits and Zopa offered a very competitive product. Application was quick and surprisingly simple. I had the money in my account in no time at all. Reviewed on: 30th May 2017

Excellent all-rounder

quick quote, cheap quote, quick money! Reviewed on: 30th May 2017

Excellent

Efficient service, funds recieved promptly Reviewed on: 30th May 2017

Great service

Fantastic company to get a loan from interest is very small would use again. Reviewed on: 30th May 2017

Highly recommended

We were recommended to Zopa by people who have used them and have not been disappointed. Easy to use and good rates. Reviewed on: 30th May 2017

Straight forward and simple

Was so straight forward and simple. No fussy and money was available within a few days and payments always taken on time as stated. I just applied, was approved and funds were there in days and payments taken. Couldn't have been more easy Reviewed on: 30th May 2017

Great experience

Fast response with getting a loan and great customer service definitely recommend Reviewed on: 30th May 2017

Great, nice loan company

Great rates, ease of paying back at a faster rate without penalty. Reviewed on: 30th May 2017

Great quick service

Experience was great very quick and efficient and customer service was great. Reviewed on: 30th May 2017

Very good and easy

Very good and easy process. It was very quick and simple Reviewed on: 30th May 2017

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