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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Very user friendly site. Decision very quick.

Got my loan very quickly. Easy process from the beginning. Reviewed on: 30th May 2017

Great service

Good rates. Quick payment. Would definitely recommend. Reviewed on: 30th May 2017

Quick, easy and excellent interest rate

You helped me buy the van I wanted and borrowing £5000 and only paying £5750 back is amazing. never having a loan before I thought I'd be paying about £7000 back so I was happy as a pig in s#/t. So thank you. Reviewed on: 30th May 2017

Quick, Clear & competitive

The application process was simplicity itself. The rates were the most competitive on comparison & I can access & understand my account whenever I wish. No 'jargon' what so ever. Reviewed on: 30th May 2017

Straight forward and simple

Applied, approved and funds were available in a few days and payments taken on time Reviewed on: 30th May 2017

Quick easy and no early repayment change.

As the title says! Simple application process, quick payout, and no nasty surprises when I repaid it early! Reviewed on: 30th May 2017

Great rates no hassle

Have had a loan off zopa because they was best rate at the time. Application was easy and repayments was affordable would likely recommend to family and friends Reviewed on: 30th May 2017

Possibly the best lender available today!

Great rates, quick application and turn around times. I have used Zopa for many years for car, motorcycle and home improvement loans. Not only do they beat my bank offerings, they offer top ups and easy overpayment options including paying off the whole amount all online. Brilliant. Reviewed on: 30th May 2017

Quick, easy, professional

A great service. Just what you need, stress free when looking for a personal loan. Definitely recommended. Reviewed on: 30th May 2017

Happy happy happy

Very quick response in my bank account in a few days. Would come back and recommend to friends Reviewed on: 30th May 2017

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