Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

View other Zopa products

4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69077)

Highly recommended

We were recommended to Zopa by people who have used them and have not been disappointed. Easy to use and good rates. Reviewed on: 30th May 2017

Straight forward and simple

Was so straight forward and simple. No fussy and money was available within a few days and payments always taken on time as stated. I just applied, was approved and funds were there in days and payments taken. Couldn't have been more easy Reviewed on: 30th May 2017

Great experience

Fast response with getting a loan and great customer service definitely recommend Reviewed on: 30th May 2017

Great, nice loan company

Great rates, ease of paying back at a faster rate without penalty. Reviewed on: 30th May 2017

Great quick service

Experience was great very quick and efficient and customer service was great. Reviewed on: 30th May 2017

Very good and easy

Very good and easy process. It was very quick and simple Reviewed on: 30th May 2017

Perfect Peer-to-Peer

Zopa prove that lending can be fair and friendly. Great interest rates and a variety of repayment choices. Positive customer services with efficient and fast payments. Reviewed on: 30th May 2017

Quick fast easy

Couldn't of been any easier, applied and within 24hours money in account Reviewed on: 30th May 2017

Fast and easy

Very good service fast money transfer and easy online access. Reviewed on: 30th May 2017

quick & easy

Easy to apply for, done it on my phone, had the money 3 days later!! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Fair Finance 3.16 from 9 reviews
Loans
from South Manchester Credit Union 4.95 from 373 reviews
Short-term loan
from Lending Stream 4.92 from 2496 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44337 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub