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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Straight forward and simple

Applied, approved and funds were available in a few days and payments taken on time Reviewed on: 30th May 2017

Quick easy and no early repayment change.

As the title says! Simple application process, quick payout, and no nasty surprises when I repaid it early! Reviewed on: 30th May 2017

Great rates no hassle

Have had a loan off zopa because they was best rate at the time. Application was easy and repayments was affordable would likely recommend to family and friends Reviewed on: 30th May 2017

Possibly the best lender available today!

Great rates, quick application and turn around times. I have used Zopa for many years for car, motorcycle and home improvement loans. Not only do they beat my bank offerings, they offer top ups and easy overpayment options including paying off the whole amount all online. Brilliant. Reviewed on: 30th May 2017

Quick, easy, professional

A great service. Just what you need, stress free when looking for a personal loan. Definitely recommended. Reviewed on: 30th May 2017

Happy happy happy

Very quick response in my bank account in a few days. Would come back and recommend to friends Reviewed on: 30th May 2017

Really positive company

I needed to consolidate a few bits and Zopa offered a very competitive product. Application was quick and surprisingly simple. I had the money in my account in no time at all. Reviewed on: 30th May 2017

Excellent all-rounder

quick quote, cheap quote, quick money! Reviewed on: 30th May 2017

Excellent

Efficient service, funds recieved promptly Reviewed on: 30th May 2017

Great service

Fantastic company to get a loan from interest is very small would use again. Reviewed on: 30th May 2017

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