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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent Service!!

I found Zopa very easy to deal with and the money was readily available in my account. Would definitely use again without a doubt. Reviewed on: 30th May 2017

Customer centred approach to lending

Excellent rates, fair approach to lending, highly recommended Reviewed on: 30th May 2017

Zopa - So easy to use

Have had a couple of loans with these guys - very user friendly and you can clear your account with no hassel Reviewed on: 30th May 2017

Stress free borrowing

We needed a loan quickly for a car as ours had finally decided to take early retirement! As the timing was unexpected we didn't have the funds to hand. After a little research we found Zopa to offer the most competitive rates and the whole process was quick, easy and totally painless! We have now paid off the loan and wouldn't hesitate to use Zopa again. Reviewed on: 30th May 2017

Tried, tested and top-notch

Completely effortless, exceptionally competitive, and totally reassured throughout, from application to end. Thanks Zopa :) Reviewed on: 30th May 2017

No regrets AT ALL

Fantastic experience all round from money in the bank to customer services, if I'm ever stuck again, I will look no further that Zopa. Many thanks Reviewed on: 30th May 2017

Fantastic

I have taken out 2 loans with zopa. Customer service is superb and the process is very quick and straightforward. I would not hesitate to recommend zopa and would certainly use zopa in the future myself again. Reviewed on: 30th May 2017

Excellent service

Helped me a lot when I was really stuck Reviewed on: 30th May 2017

Straightforward and Fair

Simple and clear process of borrowing money. Easy to monitor the outstanding loan and the payments due. Reviewed on: 30th May 2017

It's really helpful

I am satisfied from zopa its friendly Reviewed on: 30th May 2017

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