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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great service

It is fast and reliable. You could get your loan in a couple of days. Reviewed on: 30th May 2017

Simply fantastic service, simple in every way !

I shopped around for a loan to pay off my Credit Card, I'm so glad I came across Zopa. Everything was simple and the money in my bank with in a couple of day, it couldn't be any easier!! Such a great feeling paying off my credit card this way and will surely save me money in the short and long term and will definitely be using them again! Definitely highly recommend so give them a go!! Reviewed on: 30th May 2017

Just great

Fair, secure and very fast. This was a great experience Reviewed on: 30th May 2017

No1 4 loans

Very good .very quick.would recommend to anyone who need a loan Reviewed on: 30th May 2017

Quick and easy

I had to get a loan as soon as possible as I was buying a car and I had found one I liked. The interested rates Zopa offer are very competitive, I was able to do it from my phone on the go, I received the funds 9.30am following morning. Would highly recommend !! Reviewed on: 30th May 2017

Simple, fast and straight forward.

From applying, the acceptance and receiving the money it was a pleasurable and straight forward. All communication and dealings was simple and pleasant. Reviewed on: 30th May 2017

Excellent service

From start of applying to receiving loan was very speedy. thanks for everything Reviewed on: 30th May 2017

Mr Wanless

Straightforward service, great loan deals Reviewed on: 30th May 2017

Very helpful

Good service and I am satisfied from service Reviewed on: 30th May 2017

Drama free

Having applied for loans over the years, having to jump through hoops and explain myself constantly to banks, dealing with Zopa was totally refreshing. Yet again promises by other lenders of representative APR's that they never have any intention of honouring left me dismayed. Then I found Zopa who offered me a rate commensurate with my credit history and they honoured it. Quick simple and a pleasure to do business with. Reviewed on: 30th May 2017

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