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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Tried, tested and top-notch

Completely effortless, exceptionally competitive, and totally reassured throughout, from application to end. Thanks Zopa :) Reviewed on: 30th May 2017

No regrets AT ALL

Fantastic experience all round from money in the bank to customer services, if I'm ever stuck again, I will look no further that Zopa. Many thanks Reviewed on: 30th May 2017

Fantastic

I have taken out 2 loans with zopa. Customer service is superb and the process is very quick and straightforward. I would not hesitate to recommend zopa and would certainly use zopa in the future myself again. Reviewed on: 30th May 2017

Excellent service

Helped me a lot when I was really stuck Reviewed on: 30th May 2017

Straightforward and Fair

Simple and clear process of borrowing money. Easy to monitor the outstanding loan and the payments due. Reviewed on: 30th May 2017

It's really helpful

I am satisfied from zopa its friendly Reviewed on: 30th May 2017

Very user friendly site. Decision very quick.

Got my loan very quickly. Easy process from the beginning. Reviewed on: 30th May 2017

Great service

Good rates. Quick payment. Would definitely recommend. Reviewed on: 30th May 2017

Quick, easy and excellent interest rate

You helped me buy the van I wanted and borrowing £5000 and only paying £5750 back is amazing. never having a loan before I thought I'd be paying about £7000 back so I was happy as a pig in s#/t. So thank you. Reviewed on: 30th May 2017

Quick, Clear & competitive

The application process was simplicity itself. The rates were the most competitive on comparison & I can access & understand my account whenever I wish. No 'jargon' what so ever. Reviewed on: 30th May 2017

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