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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Quick and easy

I had to get a loan as soon as possible as I was buying a car and I had found one I liked. The interested rates Zopa offer are very competitive, I was able to do it from my phone on the go, I received the funds 9.30am following morning. Would highly recommend !! Reviewed on: 30th May 2017

Simple, fast and straight forward.

From applying, the acceptance and receiving the money it was a pleasurable and straight forward. All communication and dealings was simple and pleasant. Reviewed on: 30th May 2017

Excellent service

From start of applying to receiving loan was very speedy. thanks for everything Reviewed on: 30th May 2017

Mr Wanless

Straightforward service, great loan deals Reviewed on: 30th May 2017

Very helpful

Good service and I am satisfied from service Reviewed on: 30th May 2017

Drama free

Having applied for loans over the years, having to jump through hoops and explain myself constantly to banks, dealing with Zopa was totally refreshing. Yet again promises by other lenders of representative APR's that they never have any intention of honouring left me dismayed. Then I found Zopa who offered me a rate commensurate with my credit history and they honoured it. Quick simple and a pleasure to do business with. Reviewed on: 30th May 2017

Excellent Service!!

I found Zopa very easy to deal with and the money was readily available in my account. Would definitely use again without a doubt. Reviewed on: 30th May 2017

Customer centred approach to lending

Excellent rates, fair approach to lending, highly recommended Reviewed on: 30th May 2017

Zopa - So easy to use

Have had a couple of loans with these guys - very user friendly and you can clear your account with no hassel Reviewed on: 30th May 2017

Stress free borrowing

We needed a loan quickly for a car as ours had finally decided to take early retirement! As the timing was unexpected we didn't have the funds to hand. After a little research we found Zopa to offer the most competitive rates and the whole process was quick, easy and totally painless! We have now paid off the loan and wouldn't hesitate to use Zopa again. Reviewed on: 30th May 2017

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