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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Safe secure lending

I have used zopa several times to spread the cost of house improvements and a car loan. They are quick to make a decision and I only borrow what I can afford to pay back. I keep tabs on my loan repayments and the transparency is reassuring. I totally trust this peer to peer lending company. Reviewed on: 30th May 2017

a very pleased borrower

from a low % quote to money in the bank within a few days. i was quoted ny other lenders only to have the rate increase when they sent the paperwork through the post. zopa website is very easy to use and i am able to make extra payments to pay off early and decrease the overall interest cost/repayments with no charge. i am very happy with all of my dealings with zopa and i would recommend to anyone Reviewed on: 30th May 2017

The easy way

A genuine company offering easy access on line for reason loan rates. I wanted a quick answer and I got my loan from Zopa very quickly Reviewed on: 30th May 2017

Car loan.

Take 8500 for 3.3% You will not find better offer... Any overpayment without fee Great Reviewed on: 30th May 2017

a fantastic company

I shoped around looking for the best loan. And zopa was the best by a mile. I have recommended them to all my family and friends. Reviewed on: 30th May 2017

quick decision personal loan

I have looked at a lot of loan providers and I am glad I stumbled upon zopa online as they were quick to make a decision in providing me the funds I need. So much better than the bank I am currently with that I always get so anxious not to be approved, it was re-assuring after all the checks the funds were in my account in 3 few days. Amazing! Reviewed on: 30th May 2017

Great service

It is fast and reliable. You could get your loan in a couple of days. Reviewed on: 30th May 2017

Simply fantastic service, simple in every way !

I shopped around for a loan to pay off my Credit Card, I'm so glad I came across Zopa. Everything was simple and the money in my bank with in a couple of day, it couldn't be any easier!! Such a great feeling paying off my credit card this way and will surely save me money in the short and long term and will definitely be using them again! Definitely highly recommend so give them a go!! Reviewed on: 30th May 2017

Just great

Fair, secure and very fast. This was a great experience Reviewed on: 30th May 2017

No1 4 loans

Very good .very quick.would recommend to anyone who need a loan Reviewed on: 30th May 2017

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