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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

"Easiest Step's To a Zopa Smile"

These are the easiest steps you will ever have to take to put a great big Zopa Smile on your face. Simply fill out the questions and boom, it's there. If like me you make the odd mistake Zopa will allow you to rectify it and move on with your life without all the stress and struggle.... it's that easy. Reviewed on: 30th May 2017

Perfect

perfect credit company will recommend to anyone Reviewed on: 30th May 2017

Best loan company

Provide quick service. Best loan company. Reviewed on: 30th May 2017

Easy, hassle free

Easy hassle free experience. Loan was accepted within two days. Great email communication throughout. And money I my bank a few days later. On top of that it was the cheapest loan on the market and with the option to make overpayments a bonus. Have recommended to friends and would do again. Reviewed on: 30th May 2017

Fast, easy and transparent

The whole process was straight forward from the very start. Every step was clear and easy to understand and the money was paid into my account very fast I couldn't be happier and would use them again Reviewed on: 30th May 2017

Good service

Would definitely use these again for a small loan. Reviewed on: 30th May 2017

Brilliant lenders for normal people

Excellent service and quick decisions, brilliant way of doing business and and very acceptable interest rates. Thank you once again from one of your happy repeat customers. Reviewed on: 30th May 2017

Superb

Best company I've dealt with applied for loan very straight forward was accepted and called them up with several silly questions and the team were so helpful and fantastic , I've recommended zopa to everyone as they are by far the best and less complicated Reviewed on: 30th May 2017

quick decision and great rates

By far the cheapest loan around. I was very happy with the whole service! Reviewed on: 30th May 2017

Great service and easy to use

Zopa provide a great easy to use service. Their information and communication is perfect. Reviewed on: 30th May 2017

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