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Zopa: Personal loan reviews

4.95
Based on 69,077 reviews, last reviewed 21st Apr 2026
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026
A G's avatar
A G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

ZopaMagic - Easy as Abracadabra!

5
Straightforward & simple to set up, use & review. You can easily just pay the standard agreed amount each month or overpay by how much extra you want. You can see the difference straight away while reducing your overall accrued interest...Simples! Reviewed on: 30th May 2017

Awesome

5
Awesome good work guys fantastic company Reviewed on: 30th May 2017

Good business

5
Low rate and really good service Reviewed on: 30th May 2017

Quick and easy with great rates

5
Great communication together with easy application and quick response = a happy customer Reviewed on: 30th May 2017

Great, easy and simplistic

5
Throughout the several times I've used Zopa it's been a smooth and hassle free transaction with no issues, friendly helpful staff too Reviewed on: 30th May 2017

Excellent honest treatment

5
In any dealings with Zopa I have been very pleased with the service and terms provided. Even when there was a misunderstanding because of a computer glitch the matter was resolved ably and very pleasantly. Top business ! Reviewed on: 30th May 2017

Very professional and hassle free service

5
I just appled and recieved one phone call and everything was prcoessed. Never had a problem. Reviewed on: 30th May 2017

Brilliant

5
The loan was really simple to get and it was really fast... would definitely recommend Reviewed on: 30th May 2017

Wonderful

5
Zola have been very helpful to me Reviewed on: 30th May 2017

Awesome company

5
Zopa were brilliant when I applied for my loan. Great customer service. Keep up the good work guys Reviewed on: 30th May 2017

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