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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Easy, hassle free

Easy hassle free experience. Loan was accepted within two days. Great email communication throughout. And money I my bank a few days later. On top of that it was the cheapest loan on the market and with the option to make overpayments a bonus. Have recommended to friends and would do again. Reviewed on: 30th May 2017

Fast, easy and transparent

The whole process was straight forward from the very start. Every step was clear and easy to understand and the money was paid into my account very fast I couldn't be happier and would use them again Reviewed on: 30th May 2017

Good service

Would definitely use these again for a small loan. Reviewed on: 30th May 2017

Brilliant lenders for normal people

Excellent service and quick decisions, brilliant way of doing business and and very acceptable interest rates. Thank you once again from one of your happy repeat customers. Reviewed on: 30th May 2017

Superb

Best company I've dealt with applied for loan very straight forward was accepted and called them up with several silly questions and the team were so helpful and fantastic , I've recommended zopa to everyone as they are by far the best and less complicated Reviewed on: 30th May 2017

quick decision and great rates

By far the cheapest loan around. I was very happy with the whole service! Reviewed on: 30th May 2017

Great service and easy to use

Zopa provide a great easy to use service. Their information and communication is perfect. Reviewed on: 30th May 2017

zopa ,s quality service and loans

Excellent interest rates with easy to follow website. Regular statements and friendly knowledgeable staff. Would not even look anywhere else for a loan. Thank you Reviewed on: 30th May 2017

Simple, trustworthy service

Zoos made the process of finding an affordable loan extremely simple. The website helped me make an informed decision and provided me with financial peace of mind. I would definitely recommend Zopa to anyone in need of financial support or assistance. Reviewed on: 30th May 2017

Service

The service has been 100% and it has been a very good experience. Reviewed on: 30th May 2017

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