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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Just a very easy and good way to borrow

A quick and easy way to borrow without any fuss 1st rate service Reviewed on: 30th May 2017

Simply the best.

Zopa team bring you a Zopa easy way to borrow. Hassle free, stress free and paper free. Easy to answer questions and when you make a mistake there is always someone there to help. Thank you Zopa team. Reviewed on: 30th May 2017

These guys are the best!

Can't say a bad thing about the guys and gals at Zopa, helped me out with an amazing deal. Reviewed on: 30th May 2017

So quick and so easy

Zopa loans was there for us when we needed a quick short term loan to complete the purchase of a property. Without the easy of the application (everything online) and the speed the money arrived into our account, we would have lost our dream home. Thank you Zopa and we would definitely use you again if needed in the future. Reviewed on: 30th May 2017

Great company, excellent service!

Overall just a great experience to deal with Zopa; easy to apply, great customer service and excellent communication throughout, not to mention brilliant rates - what more could you ask for!? Reviewed on: 30th May 2017

great service

consolidated all loans into one had 2 loans with Zopa now easy to use service Reviewed on: 30th May 2017

Easy and fair

Easy to apply , treated with respect and given a very fair rate of intetesr Reviewed on: 30th May 2017

Amazing

Best loan experience ever... Will highly recommend to anyone. Simple service no bullshit tells you your intrest payable before you sign on thw dotted line Reviewed on: 30th May 2017

Easy to arrange with very competitive rates.

I was impressed at how quickly I got the decision and the interest rate was great, especially as I only needed a smaller amount. I would definitely use Zopa again in the future if necessary. Reviewed on: 30th May 2017

Great rates; simply sorted!

The loan was quick and simple to arrange and the rates were far better than other lenders - what more could you ask! Reviewed on: 30th May 2017

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