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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

No fuss easy to arrange

Easy to arrange. Clear terms. No fuss. Reviewed on: 30th May 2017

Got an excellent rate, much lower than I deserve!

After going through the application procedure, I was offered a rate I didn't think was possible for someone in my position. I had to take it, my independence depended on it. It was easy to apply for. Reviewed on: 30th May 2017

Zopa helped me save thousands of £££s

The whole Zopa loan process was simple and straight forward. It has helped me and my family save thousands of £££s. Thank you Zopa. Mr. Roderick. Gregg Lancashire Reviewed on: 30th May 2017

Excellent company

These are the best company for a loan iv ever had the pleasure of dealing with super quick and super easy keep up the good work Reviewed on: 30th May 2017

Very good lender

Simple to apply,fast check and result not like most of the banks which try and try and try to rob you all the time.I had 989 credit score with Experian and I was denied by my bank I am with for 25 years. Zopa has it sorted out in 5 hours. Very recommended to anyone. Reviewed on: 30th May 2017

Quick easy and helpful

Process was so seamless, all was online and queries were over mail, crisp and clear. Once approved, transfer of funds was quick. Reviewed on: 30th May 2017

Quick and efficient

The service was quick and simple and hassle free, would recommend! Reviewed on: 30th May 2017

Fantastic value loans!

I was really impressed by Zopa. Quick and easy with a rate that beat all other traditional loans available. Reviewed on: 30th May 2017

Excellent

Ive dealt with Zopa on several occasions over many years. They are very professional, and have always dealt with my applications with speed and efficiency. Their rates are competative and its easy to pay off any loans either with extra or in total. Great to deal with I would certainly recommend them. Reviewed on: 30th May 2017

If I can get a loan then any 1 can

Very easy process and good customer service Reviewed on: 30th May 2017

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