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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

Best loan provider

My second personnel loan with Zopa, always found Zopa easy to deal with. Never had any problems, why I have used them again. Reviewed on: 30th May 2017

Awsome

Simply lovely and plenty in the tank Reviewed on: 30th May 2017

Great service and product

Really easy to apply and manage online. Would definitely recommend. Good rate too. Reviewed on: 30th May 2017

ZOPA, like no other

Easy, quick turn around. No frills just thrills! Reviewed on: 30th May 2017

Excellent service

Applied for a loan and got an instant approval. All terms were explained in an uneasy to understand way and website is very user friendly Reviewed on: 30th May 2017

Easy loan

Quick & easy, that's all I can say. Reviewed on: 30th May 2017

Best around by far

Made every sense to take out my loan with Zopa. Not only were they the cheapest, it was easy and quick to apply and the facility to access your account online is very user friendly. Would highly recommend. Reviewed on: 30th May 2017

Speedy, efficient, courteous service.

I recently applied for an extension to an existing Zopa loan. I required to telephone Zopa for advice on the process and the operative I spoke to could not have been more helpful. I completed the process online and received a speedy decision on the extension with the money being deposited in my bank account within the promised timescale. The service I received was impressive and I would have no hesitation in recommending Zopa to my family and friends. Reviewed on: 30th May 2017

Quick and easy

The quickest and easiest provider ever Reviewed on: 30th May 2017

Simple. Efficient.

Zopa had the most user friendly loan application interface, the quickest response and the best most flexible web site. Great company!! Reviewed on: 30th May 2017

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