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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fantastic and quick service!

Really simple loan provider with flexibility to pay back the loan early without early repayment fees. Money arrived quickly and service was very efficient and professional. Reviewed on: 30th May 2017

Great

Great service just perfect if I will need next time extra money sure will come to Zopa Reviewed on: 30th May 2017

I had a poor credit rating after an IVA. Zopa gave me the opportunity to borrow money and prove that I can pay it back! Thank you so much!

The whole application process was totally simple! The reply was very quick and the money was in my account within a week. A fantastic service. Reviewed on: 30th May 2017

There when you really need zopa

Struggling with payments with other lenders and high interest rates so I zopa and consolidated all my loans and credits. And it was zopa from there on. Reviewed on: 30th May 2017

Modern way of lending

Fantastic Website, Really simple to use, the terms of the loan agreement set out very clear, Interest feels fair and all done and dusted within 48 hours Reviewed on: 30th May 2017

Best loan provider

My second personnel loan with Zopa, always found Zopa easy to deal with. Never had any problems, why I have used them again. Reviewed on: 30th May 2017

Awsome

Simply lovely and plenty in the tank Reviewed on: 30th May 2017

Great service and product

Really easy to apply and manage online. Would definitely recommend. Good rate too. Reviewed on: 30th May 2017

ZOPA, like no other

Easy, quick turn around. No frills just thrills! Reviewed on: 30th May 2017

Excellent service

Applied for a loan and got an instant approval. All terms were explained in an uneasy to understand way and website is very user friendly Reviewed on: 30th May 2017

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