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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

GREAT RESPONSE TO MY REQUEST FOR LOAN

NEVER HAS A LOAN APPLICATION GONE SO SMOOTHLY AND QUICK AND A GREAT INTEREST RATE Reviewed on: 30th May 2017

Your loan your way, job done

Application quick and simple, had to wait a short time for details to be checked and accepted. Great service all round. Reviewed on: 30th May 2017

Very impressed.

Being a father of 3 and Having struggled to find a loan that had an affordable apr i came across you guys. I loved the way the website was set up. Simple to fill out and to understand what your getting along with repayments. I also like the fact is was fully automated. No waiting for letters to sign or having to speak to anyone on the phone. though having the option to ring up for help is great. All in all very impressed. Thank you Reviewed on: 30th May 2017

Quick and efficient

Had no hassle at all when applying, only had one query and it was answered quickly and efficiently. Reviewed on: 30th May 2017

Zopa Best Consumer Loan Business

Zopa is easy to use with fast decision making online. The website is easy to use, well laid out and very clear. Highly recommended Reviewed on: 30th May 2017

Awesome value

Come across zopa in compare the market. They were the only company who's loan price was the same as advertised on the site, most of the others were like £50 a month, but when you actually went on their site to take out the loan the cheapest you could get was £75 ( just example figures) website easy and friendly to use. Kept up to day with progress really well. Would definitely recommend and use again Reviewed on: 30th May 2017

Brilliant experience

My experience of Zopa has been brilliant... so easy to apply and very clear. They also make it very easy to make extra payments. I would certainly recommend them to friends and family! Reviewed on: 30th May 2017

Easy and quick

I have used zopa twice now and both times they have come up the cheapest for the quote . They put everything through nice and quickly no waiting around. Would definetly recommend zopa loans to friends and family . Reviewed on: 30th May 2017

What it says on tin

Everything was easy to set up, reliable and nothing was hidden. Reviewed on: 30th May 2017

Easy as

Using the Zopa web page was very easy and I deemed reassured that this was the lone for me I got a email asking to call them I did and all it was was to check I was the person I said I was very happy with the service Reviewed on: 30th May 2017

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