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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

The only loan company I'll ever use!

I wouldn't go to anyone else for a loan. Great rates and so easy to apply. Exceptional customer service - can't recommend them enough and I wouldn't hesitate to use them again! Reviewed on: 30th May 2017

Fast and simple

Fast decison and simple application Reviewed on: 30th May 2017

Quick and easy

Being completely online, managing my zopa loan is always quick and easy! Reviewed on: 30th May 2017

Really quick and efficient

Really quick, easy process and no problems so far! Can't complain ! Reviewed on: 30th May 2017

Amazing loan company

I wanted a loan to purchase a newer car. Even though I didn't have bad credit I was refused a loan with my first choice, which was a surprise. Eventually, I tried for a loan with Zopa and they approved my loan no problem and quickly. All I can say is I am so grateful to Zopa. Thank you so much. Deborah (very happy customer) Reviewed on: 30th May 2017

Zopa is the Mutt's Nuts!

I'm massive fan of Zopa because their customer service is excellent and the rates obtained are very competitive. Their terms and conditions are clearly laid out in language anyone can generally understand and so you don't need to be a financial whizzkid to feel confident about what you are signing up for and most importantly, the level of risk. Reviewed on: 30th May 2017

Easy to apply

Found the process very easy and got a response in a matter of minutes. Reviewed on: 30th May 2017

Speedy, efficient and courteous service.

I recently applied to extend an existing Zopa loan. I required to contact Zopa by telephone for advice on the process and the operative could not have been more helpful. I completed the process online and received a speedy decision on the extension with the money being deposited in my account within the promised timescale. The service I received was very impressive and I would recommend Zopa to my family and friends. Reviewed on: 30th May 2017

Quick, easy and fuss free application !

Had several loans from Zopa and would recommend to anyone ! Reviewed on: 30th May 2017

excellent service

great service, fast and efficient Reviewed on: 30th May 2017

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