Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy loan

Quick & easy, that's all I can say. Reviewed on: 30th May 2017

Best around by far

Made every sense to take out my loan with Zopa. Not only were they the cheapest, it was easy and quick to apply and the facility to access your account online is very user friendly. Would highly recommend. Reviewed on: 30th May 2017

Speedy, efficient, courteous service.

I recently applied for an extension to an existing Zopa loan. I required to telephone Zopa for advice on the process and the operative I spoke to could not have been more helpful. I completed the process online and received a speedy decision on the extension with the money being deposited in my bank account within the promised timescale. The service I received was impressive and I would have no hesitation in recommending Zopa to my family and friends. Reviewed on: 30th May 2017

Quick and easy

The quickest and easiest provider ever Reviewed on: 30th May 2017

Simple. Efficient.

Zopa had the most user friendly loan application interface, the quickest response and the best most flexible web site. Great company!! Reviewed on: 30th May 2017

GREAT RESPONSE TO MY REQUEST FOR LOAN

NEVER HAS A LOAN APPLICATION GONE SO SMOOTHLY AND QUICK AND A GREAT INTEREST RATE Reviewed on: 30th May 2017

Your loan your way, job done

Application quick and simple, had to wait a short time for details to be checked and accepted. Great service all round. Reviewed on: 30th May 2017

Very impressed.

Being a father of 3 and Having struggled to find a loan that had an affordable apr i came across you guys. I loved the way the website was set up. Simple to fill out and to understand what your getting along with repayments. I also like the fact is was fully automated. No waiting for letters to sign or having to speak to anyone on the phone. though having the option to ring up for help is great. All in all very impressed. Thank you Reviewed on: 30th May 2017

Quick and efficient

Had no hassle at all when applying, only had one query and it was answered quickly and efficiently. Reviewed on: 30th May 2017

Zopa Best Consumer Loan Business

Zopa is easy to use with fast decision making online. The website is easy to use, well laid out and very clear. Highly recommended Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from BridgeCrowd 3.77 from 6 reviews
Loans
from Shawbrook Bank 4.59 from 694 reviews
Personal loan
from Tesco Bank 4.00 from 83 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub