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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

No1 without doubt

Having taken out a couple of loans and also loan out money find the service to be beyond good. No product is risk free but Zopa make sure that they do there best at every stage with fantastic service and vetting at great rates. Reviewed on: 30th May 2017

Bike loan

Having found the motorbike, the whole process of applying online with Zopa was really easy. I could submit my payslip as proof of earnings online, and after this the money was in my account very quickly. Hassle free application and most importantly, a great interest rate. Reviewed on: 30th May 2017

Simple and very fair

Easy application Quick acceptance Very fair apr. Reviewed on: 30th May 2017

Fast, fair and excellent value

Having only ever borrowed money from a high street bank previously Zoopa was a revelation. Their online service was extremely clear, there were no attempts to mislead or obfuscate with small print. I knew exactly how much I was borrowing, for how long and EXACTLY what it would cost. The rate I was offered was phenomenally good value for money and far better than anything I had been offered on the high street, despite having an excellent credit score. I honestly couldn't praise Zoopa enough (well unless they'd lent me the money for our new car for free of course!) and I have genuinely recommended them to friends and family looking for a loan. Reviewed on: 30th May 2017

Excellent service.

Very quick to process and very competitive interest rates , would definitely recommend.., Reviewed on: 30th May 2017

Perfect

Super fast transfer and super easy to sign up through their website. What more could you want from a loan provider Reviewed on: 30th May 2017

Excellent loan provider

Excellent loan provider with easy to use web page which allows you to arrange and change your loan easily. Great rates and all around great product Reviewed on: 30th May 2017

The best team!!

Very friendly team and hopefully Reviewed on: 30th May 2017

Easy and fast.

After spending days looking for a loan for a new motorbike and getting nothing but stupid quotes and interest rate i finally found zopa a fast and easy way to get the money i needed with a great interest rate. would definitely recommend to a friend !!! Reviewed on: 30th May 2017

best provider ever

It was simple and easy to apply I used a free calculator to check over all interest and I got a quick decision amazing, definitely recommend zopa Reviewed on: 30th May 2017

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