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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Brilliant experience

My experience of Zopa has been brilliant... so easy to apply and very clear. They also make it very easy to make extra payments. I would certainly recommend them to friends and family! Reviewed on: 30th May 2017

Easy and quick

I have used zopa twice now and both times they have come up the cheapest for the quote . They put everything through nice and quickly no waiting around. Would definetly recommend zopa loans to friends and family . Reviewed on: 30th May 2017

What it says on tin

Everything was easy to set up, reliable and nothing was hidden. Reviewed on: 30th May 2017

Easy as

Using the Zopa web page was very easy and I deemed reassured that this was the lone for me I got a email asking to call them I did and all it was was to check I was the person I said I was very happy with the service Reviewed on: 30th May 2017

The only loan company I'll ever use!

I wouldn't go to anyone else for a loan. Great rates and so easy to apply. Exceptional customer service - can't recommend them enough and I wouldn't hesitate to use them again! Reviewed on: 30th May 2017

Fast and simple

Fast decison and simple application Reviewed on: 30th May 2017

Quick and easy

Being completely online, managing my zopa loan is always quick and easy! Reviewed on: 30th May 2017

Really quick and efficient

Really quick, easy process and no problems so far! Can't complain ! Reviewed on: 30th May 2017

Amazing loan company

I wanted a loan to purchase a newer car. Even though I didn't have bad credit I was refused a loan with my first choice, which was a surprise. Eventually, I tried for a loan with Zopa and they approved my loan no problem and quickly. All I can say is I am so grateful to Zopa. Thank you so much. Deborah (very happy customer) Reviewed on: 30th May 2017

Zopa is the Mutt's Nuts!

I'm massive fan of Zopa because their customer service is excellent and the rates obtained are very competitive. Their terms and conditions are clearly laid out in language anyone can generally understand and so you don't need to be a financial whizzkid to feel confident about what you are signing up for and most importantly, the level of risk. Reviewed on: 30th May 2017

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