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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

Excellent service

Straight forward service with quick decisions at great rates. Reviewed on: 30th May 2017

Fast and easy

Experience was seamless all the application process was completed online and there was time update on the progress. Reviewed on: 30th May 2017

Great service excellent company.

From start to finish, the experience dealing with Zopa was superb. Reviewed on: 30th May 2017

Would recommend

Easy to use, quick decision making & fair rates - would use again if ever in the market for another loan Reviewed on: 30th May 2017

Super fast turnaround

5 days from application, approval to money into my bank account Reviewed on: 30th May 2017

I like the fact you can over pay the loan and see the results immediately

It a great loan organisation, it shows you who is lending you the money and over paying is so quick and simple and you can see the results straight away with new payment plan Reviewed on: 30th May 2017

Easy application, painless company

Never had a problem with my loan, I liked them so much I decided to top up my loan with them. My partner has also gone with them, their online system is so easy to use too Reviewed on: 30th May 2017

Quick, Easy and practical

Very quick application and processing time. I like that I can view everything online and make additional payments on top of my direct debit. Fantastic interest rates too, way more competitive thank my actually bank!! Reviewed on: 30th May 2017

Zopa is very good

My experience with zopa has been superb and everything is well explained and services are great Reviewed on: 30th May 2017

excellent company

really fast service a friend recomended you to me was really easy to apply the best company ive ever delt with Reviewed on: 30th May 2017

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