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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Perfect

Super fast transfer and super easy to sign up through their website. What more could you want from a loan provider Reviewed on: 30th May 2017

Excellent loan provider

Excellent loan provider with easy to use web page which allows you to arrange and change your loan easily. Great rates and all around great product Reviewed on: 30th May 2017

The best team!!

Very friendly team and hopefully Reviewed on: 30th May 2017

Easy and fast.

After spending days looking for a loan for a new motorbike and getting nothing but stupid quotes and interest rate i finally found zopa a fast and easy way to get the money i needed with a great interest rate. would definitely recommend to a friend !!! Reviewed on: 30th May 2017

best provider ever

It was simple and easy to apply I used a free calculator to check over all interest and I got a quick decision amazing, definitely recommend zopa Reviewed on: 30th May 2017

Excellent service

Straight forward service with quick decisions at great rates. Reviewed on: 30th May 2017

Fast and easy

Experience was seamless all the application process was completed online and there was time update on the progress. Reviewed on: 30th May 2017

Great service excellent company.

From start to finish, the experience dealing with Zopa was superb. Reviewed on: 30th May 2017

Would recommend

Easy to use, quick decision making & fair rates - would use again if ever in the market for another loan Reviewed on: 30th May 2017

Super fast turnaround

5 days from application, approval to money into my bank account Reviewed on: 30th May 2017

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