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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Love zopa

Zopa helped me get my first car,customer care was great and easy to talk to Reviewed on: 30th May 2017

Fast quick reliable

Friendly professional service with a quick turn around time. Would definitely recommend Zopa to friends, family and work colleagues. Reviewed on: 30th May 2017

outstanding and great

I had taken out a loan last year and up graded the amount this year due to car problems and customer services was with me all the way.. Reviewed on: 30th May 2017

Good flexibility

Ability to pay early and flexibility to change the repayment date, easy and quick application process :0) Reviewed on: 30th May 2017

Zopa Fantastic

From initial online enquiry to acceptance and money in my bank the whole experience was spot on. Reviewed on: 30th May 2017

Superb services

Fantastic service .quick and easy to apply.but most of all the interest you pay back is far better than other competitors thank you zopa Reviewed on: 30th May 2017

Simple

Quick and simple service.....recommend Reviewed on: 30th May 2017

fast and no hassle to use

i need a car fast as mine went bang on my weekend off, i applied for a loans with a number of companys on the friday afternoon and got an answer the same day, by saturday morning the loan was in my account by saturday night i had a new car and was able to get into work sunday night,i did this on their web site which is one of the easiest i have ever used. the other company's didn't answer until the fallowing tuesday, thanks you ZOPA your a life saver Reviewed on: 30th May 2017

very likely

i found your site very enlightning and helpful Reviewed on: 30th May 2017

A good honest loan company

Great service, easy to apply and quick cash! Reviewed on: 30th May 2017

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