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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I like the fact you can over pay the loan and see the results immediately

It a great loan organisation, it shows you who is lending you the money and over paying is so quick and simple and you can see the results straight away with new payment plan Reviewed on: 30th May 2017

Easy application, painless company

Never had a problem with my loan, I liked them so much I decided to top up my loan with them. My partner has also gone with them, their online system is so easy to use too Reviewed on: 30th May 2017

Quick, Easy and practical

Very quick application and processing time. I like that I can view everything online and make additional payments on top of my direct debit. Fantastic interest rates too, way more competitive thank my actually bank!! Reviewed on: 30th May 2017

Zopa is very good

My experience with zopa has been superb and everything is well explained and services are great Reviewed on: 30th May 2017

excellent company

really fast service a friend recomended you to me was really easy to apply the best company ive ever delt with Reviewed on: 30th May 2017

Great company competitive apr

From start using there website was easy to register , then next step securing loan was quick and efficiently delta with highly recommended Reviewed on: 30th May 2017

Quick and simple

Application was really simple and I have been impressed with how easy it is the keep track of things through the online log in page. Reviewed on: 30th May 2017

Easy & convenient

Easy step by step guide to applying successfuly Reviewed on: 30th May 2017

1st class

Cheapest on the market and quick Reviewed on: 30th May 2017

Top company

I was really impressed with Zopa, I needed a loan and looked about at other companies but none where as appealing as this company. Reviewed on: 30th May 2017

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