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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Very good

Exxellent it was very good and great Reviewed on: 30th May 2017

Excellent service

Would recommend and use again really good company Reviewed on: 30th May 2017

Great loan company

Had 2 loans from zopa both a great experience. Reviewed on: 30th May 2017

Quick and easy! The best

Zopa provided me with a really quick and easy loan, the money was in my account on the day of replying, no aggro. When other loan providers let me down zopa didnt, i wouldnt have my house now if it wasnt for them and for that i am truly grateful. Reviewed on: 30th May 2017

Cooperative banking

Several loans easily set up and at great rates. Repayment made simply without hidden charges. Why go to a bank, when people can lend to people. Reviewed on: 30th May 2017

Fantastic

Quick decision and hassle free service. Reviewed on: 30th May 2017

Quick and cheap personal finance

Easy to apply, swift approval and payment. The most competitive finance cost I've seen for a loan if this size (£3k) Reviewed on: 30th May 2017

Couldn't be happier

Great experience with the loan company, easy and straight forward Reviewed on: 30th May 2017

Simply the best

Great rates, easy to apply and speedy decision all done online, no fuss. I will definitely be using Zopa again in the future. Reviewed on: 30th May 2017

Highly recommended

Quick and easy to set up, no cancellation fees, highly recommended, very efficient website. Reviewed on: 30th May 2017

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