Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

View other Zopa products

4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69075)

Easy and quick service

Fantastic company, so easy to borrow money as no endless forms to complete. Money was paid into my account quick. Have already recommended a friend Reviewed on: 30th May 2017

Fab!

Got denied a loan elsewhere. Zopa was quick and easy! Great service! Reviewed on: 30th May 2017

best provider of support.

I have always had to have small loans over the past 30 years, but I have never had easy access to follow my payments, and a company that deals with me in the real world, till I used Zopa. I am sensible with what I loan, and always pay out my contract, and thanks to Zopa, I have managed to help my children through education, and lead a happy lifestyle. Reviewed on: 30th May 2017

Quick, efficient and simple

Good rates, simple application with responsible checks carried out. Totally hassle free. Reviewed on: 30th May 2017

Great Service

I can't say how great my experience was. The whole process was really quick and also clear instructions. Would definitely recommend. Reviewed on: 30th May 2017

Fantastic rates! No fuss!

I haven't had any problems from them and the rates are so low, it's made my loan affordable. Reviewed on: 30th May 2017

Excellent

Both times I have needed to use Zopa they have been amazing. Easy, quick not unnecessarily complicated. I could sung their praises enough. Reviewed on: 30th May 2017

Competitive, ethical, fast and friendly

Got a decision in around 24 hours at a rate so good I couldn't quite believe it. Communication has always been excellent and I love the fact that Zopa are connecting lenders direct with customers. Reviewed on: 30th May 2017

Simple fast reliable

Needed money fast, the application was a breeze, helpful customer service, best bang for your buck by a long shot Reviewed on: 30th May 2017

Excellent service

Quick,easy, friendly ,good value Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Loans
from Thamesbank Credit Union 3.85 from 15 reviews
Logbook Loan
from Auto Advance 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1545 reviews
Credit card
from Zopa 4.94 from 44334 reviews
Current account
from Zopa 4.93 from 6575 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub