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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa Fantastic

From initial online enquiry to acceptance and money in my bank the whole experience was spot on. Reviewed on: 30th May 2017

Superb services

Fantastic service .quick and easy to apply.but most of all the interest you pay back is far better than other competitors thank you zopa Reviewed on: 30th May 2017

Simple

Quick and simple service.....recommend Reviewed on: 30th May 2017

fast and no hassle to use

i need a car fast as mine went bang on my weekend off, i applied for a loans with a number of companys on the friday afternoon and got an answer the same day, by saturday morning the loan was in my account by saturday night i had a new car and was able to get into work sunday night,i did this on their web site which is one of the easiest i have ever used. the other company's didn't answer until the fallowing tuesday, thanks you ZOPA your a life saver Reviewed on: 30th May 2017

very likely

i found your site very enlightning and helpful Reviewed on: 30th May 2017

A good honest loan company

Great service, easy to apply and quick cash! Reviewed on: 30th May 2017

Very good

Exxellent it was very good and great Reviewed on: 30th May 2017

Excellent service

Would recommend and use again really good company Reviewed on: 30th May 2017

Great loan company

Had 2 loans from zopa both a great experience. Reviewed on: 30th May 2017

Quick and easy! The best

Zopa provided me with a really quick and easy loan, the money was in my account on the day of replying, no aggro. When other loan providers let me down zopa didnt, i wouldnt have my house now if it wasnt for them and for that i am truly grateful. Reviewed on: 30th May 2017

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