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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Grateful

Very quick and swift process from start to finish. Knew what was happening and throughout. Best service I've had and no hassle. Would highly recommend and have. This is a far better way to loan money then going to a bank, person orientated. Reviewed on: 30th May 2017

Superb fast service with no hassle

I took out a loan with Zopa after finding out about them on Google. Read some reviews and decided they were the company I wanted to go with for a loan to purchase a car. The first application was pain free and the application was very simple. I needed to borrow a little extra and had to reapply, pay off my existing loan and take a new one out. Again a very simple task. Very happy with the customer service offered and the process involved. Reviewed on: 30th May 2017

Loan for house upgrade

The application was very easy and APR % lowest on the market by double! !!! Reviewed on: 30th May 2017

Very reliable

Very clear set up, very good communication, no advertising sent to me at all. Really impressed and would use again. Reviewed on: 30th May 2017

Fantastic

A company who put people first with excellent, rates,manageable payment plans and first class customer service. Highly recommend ..... Reviewed on: 30th May 2017

Easy to set up loan

Needed a loan for £1200 . Great security measures in place and easy to send all relative jpegs etc. Always kept well informed with progress. The amount i pay each month is very affordable. Would recommend Zopa to anyone Reviewed on: 30th May 2017

Very simple lenders

No hassle, no hard sell just simple credit where and when you want it (subject to status of course) Reviewed on: 30th May 2017

Breath of Fresh Air

A wonderful company built on good principles. Many types of finance and investment available. Zopa really care about their clients and want to involve them. I've never known a finance firm to be so admirable. Reviewed on: 30th May 2017

loans you can trust made simple

break down the barriers and open up the opportunities Reviewed on: 30th May 2017

Amazing service and so easy to use. Absolutely brilliant experience

Just so easy to use and apply and control. I would strongly recommend Yopa to anyone looking for a personal loan Reviewed on: 30th May 2017

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