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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Fantastic!

Easy to use. Great service. It's made a tricky situation more bareable. Reviewed on: 30th May 2017

Super easy process

Great rates, easy process. Would recommend over highstreet banks Reviewed on: 30th May 2017

Fast efficient

Very good and efficient staff , Made the deal o the phone , Got the money straight away., I'm sure I will come back again . Best Regards ! Reviewed on: 30th May 2017

Friendly approachable and quick

My bank said no to a loan even though I'd had one off them just 6 months previously and never missed a payment as I never now fitted there criteria for some reason, I approached Zopa with the same details and was made to feel welcome and amazingly quick service, anyone that beats them to the award must be better than anyone could ever expect, I'm confident of there success in this category Reviewed on: 30th May 2017

Great experience

Zopa gives you great flexibility, with the online account you can manage your loan and make extra payments. Would definitely recommend. Reviewed on: 30th May 2017

Good responsible lending

Professional from start to finish easy to manage and quick apporvals Reviewed on: 30th May 2017

Easy set up

I couldn't have experienced a better service , I found the Website easy to orientate , was suprised at how quickly the loan was approved and at a good interest rate. Reviewed on: 30th May 2017

My zopa loan

Fantastic service. What you see is what you get. No hidden extras. Reviewed on: 30th May 2017

Great service

Quick response and always good service Reviewed on: 30th May 2017

Perfect in every way !

Best loan service, quick and reliable Reviewed on: 30th May 2017

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