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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Quick and easy

Zopa make the paperwork easy to understand and complete. Reviewed on: 30th May 2017

Excellent short term loans - quick, easy and very helpful

Required a short term loan with buying a car. Zopa was very helpful and excellent rates. Reviewed on: 30th May 2017

Great lenders

I completed my application online found the website easy to navigate and every question I had could be answered a pleasant transaction form start to finish have already and would continue to recommend Zopa to family and friends in the future Reviewed on: 30th May 2017

Great loans

Very easy to apply, best rate by far and straight forward credit Reviewed on: 30th May 2017

Quick, easy and painless!!

Simples!! No faffing around and a simple yes or no in a few minutes. Would highly recommend!! Reviewed on: 30th May 2017

Easy as can be

Imagine dealing with all your finances without the trouble of waiting in call queues. People struggling to understand your accent, you struggling to understand there's. This is what zopa allows you to do! Manage everything yourself online hassle free! Reviewed on: 30th May 2017

Best loan provider I have ever come across!

Simple, easy and concise way of finding a loan that's right for you! Reviewed on: 30th May 2017

Great loan company!

Taking out this loan doesn't feel like bad debt it's helpful and with affordable repayments and reasonable interest spread over three years! Reviewed on: 30th May 2017

Simply easy

No long forms, a decision instantly, easy to contact the company and great recommendations. I had never heard of them before but since I've recommended them I've realised they are a well known, respected company. Reviewed on: 30th May 2017

Simple with good rates

Loan application was so straight forward and easy to use. Telling you your Apr % without going against your credit rating. Brilliant company with no early repayment fees Reviewed on: 30th May 2017

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