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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great experience

Zopa gives you great flexibility, with the online account you can manage your loan and make extra payments. Would definitely recommend. Reviewed on: 30th May 2017

Good responsible lending

Professional from start to finish easy to manage and quick apporvals Reviewed on: 30th May 2017

Easy set up

I couldn't have experienced a better service , I found the Website easy to orientate , was suprised at how quickly the loan was approved and at a good interest rate. Reviewed on: 30th May 2017

My zopa loan

Fantastic service. What you see is what you get. No hidden extras. Reviewed on: 30th May 2017

Great service

Quick response and always good service Reviewed on: 30th May 2017

Perfect in every way !

Best loan service, quick and reliable Reviewed on: 30th May 2017

Quick and easy

Zopa make the paperwork easy to understand and complete. Reviewed on: 30th May 2017

Excellent short term loans - quick, easy and very helpful

Required a short term loan with buying a car. Zopa was very helpful and excellent rates. Reviewed on: 30th May 2017

Great lenders

I completed my application online found the website easy to navigate and every question I had could be answered a pleasant transaction form start to finish have already and would continue to recommend Zopa to family and friends in the future Reviewed on: 30th May 2017

Great loans

Very easy to apply, best rate by far and straight forward credit Reviewed on: 30th May 2017

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