Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

View other Zopa products

4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69075)

I'm happy!

I got a great lone with an amazing interest rate which allowed me to consolidate some of my debts in to manageable payments. Super easy process, all online so no stress ! Reviewed on: 30th May 2017

First class

Cheap as chips personal loan rates with excellent customer service. A smooth and hassle free transaction. Reviewed on: 30th May 2017

Hassle free loan

Easy and hassle free loan agreed within s few days would recommend to anyone Reviewed on: 30th May 2017

Very high likelihood of recommending Zopa

good value, good communications, clearly explained and quickly awarded, Reviewed on: 30th May 2017

Highly recommended!!

I have had two loans from Zopa. Great rates, quick decision - absolutely hassle free. Reviewed on: 30th May 2017

Highly Recommend

Application and process so simple and straightforward. Would definitely recommend Zopa! Reviewed on: 30th May 2017

Excellent quick and easy

Excellent loan sorted straight away, paperwork emailed. Excellent rate highly recommended thank you Reviewed on: 30th May 2017

Brilliant service

I applied for loan for it within three days. Applying was an easy process. Just amazing service.would recommend to all my friends and family. 10/10 Reviewed on: 30th May 2017

Appealing concept, flawless execution

I became interested in peer to peer lending and microcredit after reading about some of the community P2P projects in Africa and other third world areas. So when I needed a loan to part fund my car purchase I looked at Zips as one of the first entrants into the UK market. The whole thing was very elegantly done, from quoting through to loan acceptance and then tracking it through. Communication on the payments, peer loans and completing the loan was all excellent. No hesitation in recommending Zopa. Reviewed on: 30th May 2017

You don't need to borrow loads to get a great rate!

I was looking for a loan under £7500 and usually the interest tends to be higher under this amount, but thanks to Zopa I was able to borrow the amount I wanted with abit extra to treat myself at a great interest rate. I paid off my previous loan and borrowed an extra £1000 with hardly any change in my monthly payments. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Blue Sea Loans 0.00 from 0 reviews
Personal loan
from Creation 3.61 from 58 reviews
Loans
from Serve & Protect Credit Union 4.88 from 1236 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1545 reviews
Credit card
from Zopa 4.94 from 44334 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub