Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick, easy and painless!!

Simples!! No faffing around and a simple yes or no in a few minutes. Would highly recommend!! Reviewed on: 30th May 2017

Easy as can be

Imagine dealing with all your finances without the trouble of waiting in call queues. People struggling to understand your accent, you struggling to understand there's. This is what zopa allows you to do! Manage everything yourself online hassle free! Reviewed on: 30th May 2017

Best loan provider I have ever come across!

Simple, easy and concise way of finding a loan that's right for you! Reviewed on: 30th May 2017

Great loan company!

Taking out this loan doesn't feel like bad debt it's helpful and with affordable repayments and reasonable interest spread over three years! Reviewed on: 30th May 2017

Simply easy

No long forms, a decision instantly, easy to contact the company and great recommendations. I had never heard of them before but since I've recommended them I've realised they are a well known, respected company. Reviewed on: 30th May 2017

Simple with good rates

Loan application was so straight forward and easy to use. Telling you your Apr % without going against your credit rating. Brilliant company with no early repayment fees Reviewed on: 30th May 2017

I'm happy!

I got a great lone with an amazing interest rate which allowed me to consolidate some of my debts in to manageable payments. Super easy process, all online so no stress ! Reviewed on: 30th May 2017

First class

Cheap as chips personal loan rates with excellent customer service. A smooth and hassle free transaction. Reviewed on: 30th May 2017

Hassle free loan

Easy and hassle free loan agreed within s few days would recommend to anyone Reviewed on: 30th May 2017

Very high likelihood of recommending Zopa

good value, good communications, clearly explained and quickly awarded, Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Loans
from NHS Credit Union 4.92 from 363 reviews
Loans
from Commsave Credit Union 4.11 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub