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Zopa: Personal loan reviews

4.95
Based on 69,074 reviews, last reviewed 19th Apr 2026
11% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026
Karen k's avatar
Karen k

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Vote ZOPA

5
Best APR ever.it saves my live when I needed and I will strongly recommend ZOPA to all my friends Reviewed on: 30th May 2017

No hassle loan company

5
No problems at all and really easy to arrange a loan , payouts are really quick all in all 1st class experience Reviewed on: 30th May 2017

Speedy loan

5
Opened a loan to consolidate debt very speedy process Reviewed on: 30th May 2017

Excellent

5
Fast easy reliable and trustworthy Reviewed on: 30th May 2017

Quick and easy

4
I was looking for a loan and Zopa was the one I got the loan from without any problems. Reviewed on: 30th May 2017

So easy!

5
Zopa was so quick and easy to use. Would definitely recommend. Reviewed on: 30th May 2017

Brilliant

5
Easy to apply, speedy decision and easy to maintain, pay extra and keep an eye on and very good rates. Reviewed on: 30th May 2017

Sort out finances with Zopa, a company that cares

5
Zopa made my life easy at a stressful time. The staff answered all my questions and were very patient Reviewed on: 30th May 2017

Miss

5
I love it . was guick and very professional! Reviewed on: 30th May 2017

Stress Free Way To Borrow

5
I looked all over to find the right place to borrow from before finally deciding on Zopa. The application process was quick, simple and stress free, and the interest rates were far better than my own bank were offering me. Zopa offers consumers a wide range of loans and repayment plans, and without doubt they will be my first stop in future when considering taking out a loan. Reviewed on: 30th May 2017

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