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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy as can be

Imagine dealing with all your finances without the trouble of waiting in call queues. People struggling to understand your accent, you struggling to understand there's. This is what zopa allows you to do! Manage everything yourself online hassle free! Reviewed on: 30th May 2017

Best loan provider I have ever come across!

Simple, easy and concise way of finding a loan that's right for you! Reviewed on: 30th May 2017

Great loan company!

Taking out this loan doesn't feel like bad debt it's helpful and with affordable repayments and reasonable interest spread over three years! Reviewed on: 30th May 2017

Simply easy

No long forms, a decision instantly, easy to contact the company and great recommendations. I had never heard of them before but since I've recommended them I've realised they are a well known, respected company. Reviewed on: 30th May 2017

Simple with good rates

Loan application was so straight forward and easy to use. Telling you your Apr % without going against your credit rating. Brilliant company with no early repayment fees Reviewed on: 30th May 2017

I'm happy!

I got a great lone with an amazing interest rate which allowed me to consolidate some of my debts in to manageable payments. Super easy process, all online so no stress ! Reviewed on: 30th May 2017

First class

Cheap as chips personal loan rates with excellent customer service. A smooth and hassle free transaction. Reviewed on: 30th May 2017

Hassle free loan

Easy and hassle free loan agreed within s few days would recommend to anyone Reviewed on: 30th May 2017

Very high likelihood of recommending Zopa

good value, good communications, clearly explained and quickly awarded, Reviewed on: 30th May 2017

Highly recommended!!

I have had two loans from Zopa. Great rates, quick decision - absolutely hassle free. Reviewed on: 30th May 2017

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