Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

View other Zopa products

4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69074)

Able to help and great service

Bank wouldnt issue loan due to change in circumstances. Zopa helped us out, fast application and decision. Money arrived quickly and kept up to date on status. Reviewed on: 30th May 2017

Magical Experience

Reliable, Responsible, Rewarding. Reviewed on: 30th May 2017

Look no further

I was amazed to get a great 3.1%Apr on my loan. Simply the best . Reviewed on: 30th May 2017

Excellent customer service

Very easy smooth loan application. Great communication. Would definitely use again and have already recommended to friends Reviewed on: 30th May 2017

Quick decision, easy process great rate

I completed forms and had approval in 48 hours. No hassle, no issues and better rates than anywhere else. I would recommend to anyone Reviewed on: 30th May 2017

Excellent service

Very prompt in dealing with my application, very happy to assist, clear and concise application forms, none jargon paper work. Excellent service. Reviewed on: 30th May 2017

Straightforward,competitive,

Easy to view and arrange the loan you want and a quick response. Reviewed on: 30th May 2017

Quick and easy

Very easy to apply for loan with very competitive interest rates. Fast payment in to bank Reviewed on: 30th May 2017

First Class Service from a First Class Company

Fantastic experience from start to finish. Very simple to apply. I have only contacted them a couple of times, but what a friendly knowledgeable group of people they are. I can't recommend this company enough Reviewed on: 30th May 2017

The people at Zopa were easy and friendly to talk to. How customer service should be

My credit score isn't great but I pay all my bills on time, my score is due to a bankruptcy from 6 years ago that is still on my fill till the end of this year. I am getting married this year and this is what my loan was for. I thought I didn't have a chance of getting a loan to be honest but Zopa approved me and gave me a great rate considering my credit score. I like to think because they took there time to view my application properly and make considerations with payment record they approved me and I'm extremely happy. The service I got was friendly and efficient I would recommend Zopa to anyone. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Penny Post Credit Union 4.89 from 663 reviews
Personal Loans
from Five Lamps 4.54 from 24 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1545 reviews
Credit card
from Zopa 4.94 from 44334 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub