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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent

Fast easy reliable and trustworthy Reviewed on: 30th May 2017

Quick and easy

I was looking for a loan and Zopa was the one I got the loan from without any problems. Reviewed on: 30th May 2017

So easy!

Zopa was so quick and easy to use. Would definitely recommend. Reviewed on: 30th May 2017

Brilliant

Easy to apply, speedy decision and easy to maintain, pay extra and keep an eye on and very good rates. Reviewed on: 30th May 2017

Sort out finances with Zopa, a company that cares

Zopa made my life easy at a stressful time. The staff answered all my questions and were very patient Reviewed on: 30th May 2017

Miss

I love it . was guick and very professional! Reviewed on: 30th May 2017

Stress Free Way To Borrow

I looked all over to find the right place to borrow from before finally deciding on Zopa. The application process was quick, simple and stress free, and the interest rates were far better than my own bank were offering me. Zopa offers consumers a wide range of loans and repayment plans, and without doubt they will be my first stop in future when considering taking out a loan. Reviewed on: 30th May 2017

Able to help and great service

Bank wouldnt issue loan due to change in circumstances. Zopa helped us out, fast application and decision. Money arrived quickly and kept up to date on status. Reviewed on: 30th May 2017

Magical Experience

Reliable, Responsible, Rewarding. Reviewed on: 30th May 2017

Look no further

I was amazed to get a great 3.1%Apr on my loan. Simply the best . Reviewed on: 30th May 2017

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