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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Fairest ,fastest,finest experience.

I found Zopa cheap ,quick, fair on rates and friendly, with excellent service. Reviewed on: 30th May 2017

Easier than buying bread ...

A tremendous experience, quick decision, instantaneous loan, all at market leading rates. Reviewed on: 30th May 2017

Simple. No fuss. No middleman.

Enquired about a £2000 loan. Half an hour later, approved. Within a week the loan was in my bank. Boring story. When it comes to banking, just the way I like it.... Recommended!! Reviewed on: 30th May 2017

Straight forward and easy to work with

Zopa is straight forward and simple when looking to borrow money. There process is not complicated to follow and they have a good online tool to manage your loan account with. Reviewed on: 30th May 2017

Zopa goes that extra mile

Did everything as and when they said they would at the outset. Accurate and concise easy to understand information. Head and shoulders above the competition. Reviewed on: 30th May 2017

Smooth and efficient Service

Clear cut information, no hidden extras, decision made promptly and kept informed all the way through, just how a good business should be run! Reviewed on: 30th May 2017

No fuss

We have had a loan from Zopa before. Great service. Good communication. No hidden charges would definitely recommend Reviewed on: 30th May 2017

So easy!

Never before have I experienced such a smooth and pleasant loan application. Everthing from filling out the online form was so simple. I had a question about the repayment date and dealing with customer services was an absolute pleasure. Reviewed on: 30th May 2017

Quick, easy and great rates

Applied online, way better rates than my own bank would give me. Loan was approved in a day or so and money hit my account shortly after. Reviewed on: 30th May 2017

The best financial service I've ever had

Everything, from the start of the application to paying off early was simple and straightforward. Their customer services is brilliant, they respond in hours not days and are very friendly and competent. Reviewed on: 30th May 2017

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