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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,074 reviews, last reviewed 19th Apr 2026
11% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026
Karen k's avatar
Karen k

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

A service for the 21st cantury

5
the efficiency & speed that business is completed outstrips the antiquated systems still employed by the high street banks Reviewed on: 30th May 2017
Kathy Secular's avatar
Kathy Secular

Great and quick service

5
Application was so easy to do. The whole process went very smoothly from Start to finish Reviewed on: 30th May 2017
Monique Brown's avatar
Monique Brown

Simple and straightforward

5
The application process was swift and simple to follow. Money was in my account within specified time frame could not ask for better service. Reviewed on: 30th May 2017
Katie Dawson 's avatar
Katie Dawson

Consolidated my debts

5
Zopa helped me to consolidate my debts into a single monthly payments, which made managing them much easier. I found the process quite easy and painless to handle. Reviewed on: 30th May 2017
Johnny Unger's avatar
Johnny Unger

Rejected by supermarket banks for no reason

5
I was rejected by the main providers for no reason, I have a good credit score. I then found Zopa, great rates, kept updated offered further loans at discounted rates. It's nice to be appreciated as an existing customer, usually the best deals are for new customers. Reviewed on: 30th May 2017
James Davey's avatar
James Davey

Service at zopa

5
I applied for a loan at zopa everything was done online it was quick and easy i was kept upto date with the application by email i was accepted and the money was transfered to my account on the date zopa said it was quick and very easy i would recommend zopa to everyone who was looking for a loan i was and still very happy with my choice Reviewed on: 30th May 2017
Sara Butterworth's avatar
Sara Butterworth

Fast easy to apply and good rate. Confirmed in 24 hours

5
Thumbs up!I would highly recommend zopa loans for anyone wanting a personal as you can tailor it to suit your needs Reviewed on: 30th May 2017
Thomas Hegney's avatar
Thomas Hegney

Where to get financial help

4
Zopa are a sensitive and helpful finance company who do not charge excessive interest rates. Reviewed on: 30th May 2017
Dave Broome's avatar
Dave Broome

good and fast

4
I have had a loan with your company money come quick to my account very low procent. Reviewed on: 30th May 2017
Jevgenij Saskevic's avatar
Jevgenij Saskevic

brilliant

5
Brilliant and really helped me out of a pickle when i needed it most thanks guys Reviewed on: 30th May 2017
kyle ratcliffe's avatar
kyle ratcliffe

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