Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick decision, easy process great rate

I completed forms and had approval in 48 hours. No hassle, no issues and better rates than anywhere else. I would recommend to anyone Reviewed on: 30th May 2017

Excellent service

Very prompt in dealing with my application, very happy to assist, clear and concise application forms, none jargon paper work. Excellent service. Reviewed on: 30th May 2017

Straightforward,competitive,

Easy to view and arrange the loan you want and a quick response. Reviewed on: 30th May 2017

Quick and easy

Very easy to apply for loan with very competitive interest rates. Fast payment in to bank Reviewed on: 30th May 2017

First Class Service from a First Class Company

Fantastic experience from start to finish. Very simple to apply. I have only contacted them a couple of times, but what a friendly knowledgeable group of people they are. I can't recommend this company enough Reviewed on: 30th May 2017

The people at Zopa were easy and friendly to talk to. How customer service should be

My credit score isn't great but I pay all my bills on time, my score is due to a bankruptcy from 6 years ago that is still on my fill till the end of this year. I am getting married this year and this is what my loan was for. I thought I didn't have a chance of getting a loan to be honest but Zopa approved me and gave me a great rate considering my credit score. I like to think because they took there time to view my application properly and make considerations with payment record they approved me and I'm extremely happy. The service I got was friendly and efficient I would recommend Zopa to anyone. Reviewed on: 30th May 2017

Fairest ,fastest,finest experience.

I found Zopa cheap ,quick, fair on rates and friendly, with excellent service. Reviewed on: 30th May 2017

Easier than buying bread ...

A tremendous experience, quick decision, instantaneous loan, all at market leading rates. Reviewed on: 30th May 2017

Simple. No fuss. No middleman.

Enquired about a £2000 loan. Half an hour later, approved. Within a week the loan was in my bank. Boring story. When it comes to banking, just the way I like it.... Recommended!! Reviewed on: 30th May 2017

Straight forward and easy to work with

Zopa is straight forward and simple when looking to borrow money. There process is not complicated to follow and they have a good online tool to manage your loan account with. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.83 from 6807 reviews
Payday Loan
from CASHASAP 4.12 from 2 reviews
Short-term loan
from Dot Dot Loans 3.65 from 14 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub