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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Excellent lender

Hassle-free process and great rates. First class. Reviewed on: 30th May 2017

Simple but effective

Made the experience off borrowing money simple, easy and effective Reviewed on: 30th May 2017

Best loan company ever

Zopa always seem to provide the best available quote for any type of loan, very easy to apply for with very quick results. I always look at the Zopa website if i require a new loan, whether it is for a car or home improvements. Excellent service, thank you. Reviewed on: 30th May 2017

Fantastic

Quick and easy, great customer service Reviewed on: 30th May 2017

Brilliant

Can't fault this company, helped us massively. Reviewed on: 30th May 2017

Trust

A loan company both myself and husband have used and trust . Excellent service throughout. Would definitely recommend. Reviewed on: 30th May 2017

Excellent

Zopa really helped me out in a time of need. I had car issues with two cars in the space of three weeks,costing me all the money I had. Zopa was recommended to me by a friend. They too had a good experience so I decided to apply. My loan was approved straight away and was transferred the next day and the terms and repayments were clear and easy to understand. Thanks for the great service. I would highly recommend to anybody else looking for a loan with great customer service. Reviewed on: 30th May 2017

Good rate, fast service,

Zopa had a better rate than my bank so I tried them. I received a very good service and the funds were in my bank very quickly. I like the way I can easily see my loan on line and there is no penalty for paying off early. All good, nothing bad to say. Thank you Zopa Reviewed on: 30th May 2017

Quite simply the best!

I was very nervous as this was my first ever loan but they came highly recommended and applying was simple and straightforward and I was fortunate enough to be accepted! Happy days! Reviewed on: 30th May 2017

Zopa- 1st Class experience!

Fantastic Loan provider. I got a decision very quickly, great communication and nice clear t&c. Would recommend Zopa to anyone looking for a loan! Reviewed on: 30th May 2017

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