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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Consolidated my debts

Zopa helped me to consolidate my debts into a single monthly payments, which made managing them much easier. I found the process quite easy and painless to handle. Reviewed on: 30th May 2017

Rejected by supermarket banks for no reason

I was rejected by the main providers for no reason, I have a good credit score. I then found Zopa, great rates, kept updated offered further loans at discounted rates. It's nice to be appreciated as an existing customer, usually the best deals are for new customers. Reviewed on: 30th May 2017

Service at zopa

I applied for a loan at zopa everything was done online it was quick and easy i was kept upto date with the application by email i was accepted and the money was transfered to my account on the date zopa said it was quick and very easy i would recommend zopa to everyone who was looking for a loan i was and still very happy with my choice Reviewed on: 30th May 2017

Fast easy to apply and good rate. Confirmed in 24 hours

Thumbs up!I would highly recommend zopa loans for anyone wanting a personal as you can tailor it to suit your needs Reviewed on: 30th May 2017

Where to get financial help

Zopa are a sensitive and helpful finance company who do not charge excessive interest rates. Reviewed on: 30th May 2017

good and fast

I have had a loan with your company money come quick to my account very low procent. Reviewed on: 30th May 2017

brilliant

Brilliant and really helped me out of a pickle when i needed it most thanks guys Reviewed on: 30th May 2017

Excellent lender

Hassle-free process and great rates. First class. Reviewed on: 30th May 2017

Simple but effective

Made the experience off borrowing money simple, easy and effective Reviewed on: 30th May 2017

Best loan company ever

Zopa always seem to provide the best available quote for any type of loan, very easy to apply for with very quick results. I always look at the Zopa website if i require a new loan, whether it is for a car or home improvements. Excellent service, thank you. Reviewed on: 30th May 2017

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