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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

A respectful loan company that suits all needs. With no hidden agenda.

Very easy, stress free, not invasive. I will absolutely use zopa again and I have already recommended the company to some of my friends. The best part for me is the no charge for early repayment and they automatically reduced my monthly repayments to suit my additional repayment. Reviewed on: 30th May 2017

Super Service

Excellent customer service support, process quick and easy! Reviewed on: 30th May 2017

Loans made simple

I have been really impressed with Zopa's loan from application through to monitoring my account it has been a walk in the park. I didn't have a fantastic credit rating at the time of applying for my loan but they managed to give me a very competitive rate nonetheless. Easy, fast and simple - just what I needed! Reviewed on: 30th May 2017

Fantastic

Low interest and quick decisions! Fantastic service! Reviewed on: 30th May 2017

Quick and painless!

I got the decision, rate and money I needed really quickly with minimal paperwork, would definitely use Zopa again. Reviewed on: 30th May 2017

Top loan at great rate

Fantastic experience from start to finish, quick decisions and easy transactions Reviewed on: 30th May 2017

I already recomended to all my friends

I m fully satisfied with the excellent service Reviewed on: 30th May 2017

A very fair company ......

I haven't been with Zopa for long ( a few months ) but I have found them to be a really good company to have a loan from considering there is so much competition in this day and age and it is very reassuring that Zopa has no hidden surprises like a lot of companys have . I would be very confident recommending Zopa to my friends and family .and it is just nice to have found a company that aren't set out to rip you off ........... Barbara Clarke ..... Reviewed on: 30th May 2017

Easy process.

Helpful, easy service to use, with no hassle. No worries whatever in settling up loan. Faultless. Reviewed on: 30th May 2017

Great idea and flexibility you won't get from a bank

I liked the idea of peer lending and Zopa is a great way of doing it. Competitive rates, extra payments without penalty and the ability to consolidate make this better than any bank. Reviewed on: 30th May 2017

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