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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Quick and affordable

Highly recommend this great service, affordable and transparent. Reviewed on: 30th May 2017

Help when its needed

When there is an important need to borrow money at a reasonable interest rate you need not look any further. Zopa has the experience and dignity to help you. Reviewed on: 30th May 2017

Great Rates and Great Service!

So easy to understand the facts and figures. No hidden charges or complicated descriptions. Fast and friendly. Great company! Reviewed on: 30th May 2017

Very simple way to get a loan

I had a loan a few years a go with Zopa, so being on the system made it so easy to get another one when I needed to. Reviewed on: 30th May 2017

Quick & Easy

A Zopa loan was easy to apply for on line & the decision made quickly; with very competitive rates! Reviewed on: 30th May 2017

Smart, simple and fair loans

Needed to consolidate loans with a fair interest rate and found Zopa to be the best choice. Applied online and was given an answer within minutes and had the money the next day. Reviewed on: 30th May 2017

Great!

Very easy process, great interest rates Reviewed on: 30th May 2017

Simple and straight forward

I got a car loan that took next to no time to set up Reviewed on: 30th May 2017

Fast and easy

Interest rates were excellent and the process was easy and money was available very quick. Excellent Reviewed on: 30th May 2017

Very simple peer to peer lending - who needs old school financial institutions!

Kodak didn't see the digital camera coming and taxi drivers didn't see Uber in their rear view mirror. Old school financial institutions should really worry about Zopa. The world is changing and Zopa is the future - power to trustworthy individuals, rather relying on legacy financial institutions. They no longer have a monopoly on the market! Reviewed on: 30th May 2017

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